Updated November 11, 2026
Construction equipment loans ending soon in Virginia
Virginia has 7,759 active UCC filings for construction equipment across 3,448 businesses, about 2.3 per business, so repeat borrowers are common. 3,037 new filings were recorded in the last 12 months, up 72% on the year before. 1,295 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. Caterpillar Financial dominates with 62% of active filings. Captive finance arms of the manufacturers write 97% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+72% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 171 |
|---|---|
| 2025-01 | 169 |
| 2025-02 | 81 |
| 2025-03 | 130 |
| 2025-04 | 136 |
| 2025-05 | 175 |
| 2025-06 | 115 |
| 2025-07 | 136 |
| 2025-08 | 159 |
| 2025-09 | 154 |
| 2025-10 | 168 |
| 2025-11 | 165 |
| 2025-12 | 219 |
| 2026-01 | 194 |
| 2026-02 | 140 |
| 2026-03 | 199 |
| 2026-04 | 239 |
| 2026-05 | 223 |
| 2026-06 | 326 |
| 2026-07 | 379 |
| 2026-08 | 319 |
| 2026-09 | 323 |
| 2026-10 | 374 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial4,065 · 62.3%Captive finance
- John Deere Financial1,936 · 29.7%Captive finance
- Komatsu Financial214 · 3.3%Captive finance
- JCB FINANCE88 · 1.3%Captive finance
- Bank
- Vermeer Credit20 · 0.3%Captive finance
- CNH Industrial Capital11 · 0.2%Captive finance
- PNC Bank, National Association9 · 0.1%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | ATL Chesapeake | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | MUN Aylett | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | C & Ashland | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | SIM Harrisonburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | SHA Christiansburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | DAV Tappahannock | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | VIS Winchester | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | JWB Dublin | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
Construction by city
- Manassas233
- Virginia Beach221
- Roanoke213
- Chesapeake207
- Richmond183
- Fredericksburg159
- Suffolk156
- Powhatan153
- Sterling145
- Warrenton143
- Abingdon118
- Williamsburg92
- Harrisonburg82
- Rockville82
- Alexandria81
- Culpeper79
- Chester78
- Winchester77
- Charlottesville74
- Chesterfield73
- Midlothian67
- Ashland65
- Christiansburg65
- Norfolk63
Other equipment types
- Agriculture6,351
- IT & office965
- Manufacturing678
- Vehicles384
- Trucks & trailers363
- Medical102
- Restaurant84
Who finances construction equipment
- Caterpillar Financial4,065
- John Deere Financial1,936
- Komatsu Financial214
- JCB FINANCE88
- Wells Fargo Vendor Financial Services, LLC34
- CNH Industrial Capital11
- PNC Bank, National Association9
- BMO Bank N.A., as Collateral Agent8
- Oakmont Capital Holdings LLC7
Questions
How many construction equipment loans are active in Virginia?
How many construction equipment loans in Virginia end in the next six months?
Which lenders finance the most construction equipment in Virginia?
Is Virginia equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.