Updated November 11, 2026
Construction equipment loans in Richmond, VA
Richmond has 183 active UCC filings for construction equipment across 87 businesses, about 2.1 per business, so repeat borrowers are common. 83 new filings were recorded in the last 12 months, up 84% on the year before. 25 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 52% of active filings. Captive finance arms of the manufacturers write 93% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+84% on the year before
New equipment filings by month
Richmond, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 2 |
| 2025-03 | 5 |
| 2025-04 | 1 |
| 2025-05 | 3 |
| 2025-06 | 2 |
| 2025-07 | 6 |
| 2025-08 | 6 |
| 2025-09 | 7 |
| 2025-10 | 0 |
| 2025-11 | 3 |
| 2025-12 | 11 |
| 2026-01 | 5 |
| 2026-02 | 2 |
| 2026-03 | 3 |
| 2026-04 | 5 |
| 2026-05 | 5 |
| 2026-06 | 14 |
| 2026-07 | 13 |
| 2026-08 | 10 |
| 2026-09 | 8 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial79 · 52.3%Captive finance
- John Deere Financial54 · 35.8%Captive finance
- JCB FINANCE4 · 2.6%Captive finance
- Komatsu Financial3 · 2.0%Captive finance
- Bank
- U.S. BANK EQUIPMENT FINANCE2 · 1.3%Bank
- TRUSTAR BANK2 · 1.3%Bank
- PINNACLE BANK1 · 0.7%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | LUC Richmond | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
88 | LUC Richmond | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
84 | LYT Richmond | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | MT Richmond | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
84 | LUC Richmond | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
82 | TY' Richmond | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
79 | SMI Richmond | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
76 | DEC Richmond | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
Construction in nearby cities
Construction across VirginiaQuestions
How many construction equipment loans are active in Richmond, VA?
How many construction equipment loans in Richmond, VA end in the next six months?
Which lenders finance the most construction equipment in Richmond, VA?
Is Richmond, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.