Updated November 11, 2026
Construction equipment loans in Winchester, VA
Winchester has 77 active UCC filings for construction equipment across 44 businesses, about 1.8 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 53% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. John Deere Financial dominates with 56% of active filings. Captive finance arms of the manufacturers write 97% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+53% on the year before
New equipment filings by month
Winchester, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 5 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 4 |
| 2026-07 | 1 |
| 2026-08 | 4 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial37 · 56.1%Captive finance
- Caterpillar Financial18 · 27.3%Captive finance
- JCB FINANCE9 · 13.6%Captive finance
- Blue Bridge Financial, Inc.1 · 1.5%Independent
- Western Equipment Finance, Inc.1 · 1.5%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | VIS Winchester | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
76 | PER Winchester | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
76 | AND Winchester | Construction 52 mo old · late window+27Active, no continuation+10 | JCB FINANCE Captive finance | Jun 2022 |
72 | AND Winchester | Construction 32 mo old · early+23Active, no continuation+10 | JCB FINANCE Captive finance | Feb 2024 |
69 | GRO Winchester | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | THE Winchester | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
69 | PIN Winchester | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
69 | Adv Winchester | Construction 49 mo old · late window+33Near the 48-month mark+7 | JCB FINANCE Captive finance | Sep 2022 |
Construction in nearby cities
Construction across VirginiaQuestions
How many construction equipment loans are active in Winchester, VA?
How many construction equipment loans in Winchester, VA end in the next six months?
Which lenders finance the most construction equipment in Winchester, VA?
Is Winchester, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.