Updated November 11, 2026
Construction equipment loans in Sterling, VA
Sterling has 145 active UCC filings for construction equipment across 29 businesses, about 5.0 per business, so repeat borrowers are common. 72 new filings were recorded in the last 12 months, up 80% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months. Caterpillar Financial dominates with 46% of active filings. Captive finance arms of the manufacturers write 94% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+80% on the year before
New equipment filings by month
Sterling, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 3 |
| 2025-05 | 16 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 4 |
| 2025-10 | 0 |
| 2025-11 | 5 |
| 2025-12 | 4 |
| 2026-01 | 3 |
| 2026-02 | 8 |
| 2026-03 | 4 |
| 2026-04 | 7 |
| 2026-05 | 7 |
| 2026-06 | 6 |
| 2026-07 | 5 |
| 2026-08 | 7 |
| 2026-09 | 10 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial55 · 46.2%Captive finance
- John Deere Financial49 · 41.2%Captive finance
- Komatsu Financial7 · 5.9%Captive finance
- ATLANTIC UNION BANK3 · 2.5%Bank
- Oakmont Capital Holdings LLC1 · 0.8%Independent
- WesBanco Bank, Inc.1 · 0.8%Bank
- JCB FINANCE1 · 0.8%Captive finance
- Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | A & Sterling | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
84 | BEN Sterling | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
82 | CAP Sterling | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | A & Sterling | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
77 | A & Sterling | Construction 33 mo old · early+26Near the 36-month mark+2 | Komatsu Financial Captive finance | Jan 2024 |
74 | BEN Sterling | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
74 | BEN Sterling | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
72 | GRE Sterling | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
Questions
How many construction equipment loans are active in Sterling, VA?
How many construction equipment loans in Sterling, VA end in the next six months?
Which lenders finance the most construction equipment in Sterling, VA?
Is Sterling, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.