Updated November 11, 2026
Construction equipment loans in Williamsburg, VA
Williamsburg has 92 active UCC filings for construction equipment across 30 businesses, about 3.1 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, down 32% on the year before. 20 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Caterpillar Financial dominates with 69% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-32% on the year before
New equipment filings by month
Williamsburg, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 4 |
| 2025-11 | 0 |
| 2025-12 | 4 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 6 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial61 · 68.5%Captive finance
- John Deere Financial28 · 31.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
73 | SOU Williamsburg | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
72 | HEN Williamsburg | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
69 | R.A Williamsburg | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
69 | AME Williamsburg | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
65 | SOU Williamsburg | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Aug 2022 |
65 | R.A Williamsburg | Construction 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
64 | HEN Williamsburg | Construction 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
57 | DIR Williamsburg | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
Construction in nearby cities
- Construction in Midlothian67
- Construction in Mechanicsville58
- Construction in Powhatan153
- Construction in Rockville82
- Construction in Providence Forge26
- Construction in Quinton25
- Construction in West Point28
Top lenders here
Questions
How many construction equipment loans are active in Williamsburg, VA?
How many construction equipment loans in Williamsburg, VA end in the next six months?
Which lenders finance the most construction equipment in Williamsburg, VA?
Is Williamsburg, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.