Updated November 12, 2026
Construction equipment loans in Norfolk, VA
Norfolk has 63 active UCC filings for construction equipment across 26 businesses, about 2.4 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 15% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. Caterpillar Financial dominates with 63% of active filings. Captive finance arms of the manufacturers write 92% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+15% on the year before
New equipment filings by month
Norfolk, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 5 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 4 |
| 2026-06 | 9 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial38 · 63.3%Captive finance
- John Deere Financial10 · 16.7%Captive finance
- JCB FINANCE4 · 6.7%Captive finance
- Komatsu Financial3 · 5.0%Captive finance
- Fulton Bank, N.A.2 · 3.3%Bank
- Bank
- Auxilior Capital Partners, Inc.1 · 1.7%Independent
- Oakmont Capital Holdings LLC1 · 1.7%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | INL Norfolk | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
76 | TUB Norfolk | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Dec 2022 |
73 | SOU Norfolk | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
72 | KEV Norfolk | Construction 32 mo old · early+23Active, no continuation+10 | Komatsu Financial Captive finance | Feb 2024 |
69 | INL Norfolk | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
69 | DEL Norfolk | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
69 | INL Norfolk | Construction 55 mo old · late window+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
64 | EXC Norfolk | Construction 36 mo old · peak window+35Moved to another lender Dec 2023 | John Deere Financial Captive finance | Oct 2023 |
Questions
How many construction equipment loans are active in Norfolk, VA?
How many construction equipment loans in Norfolk, VA end in the next six months?
Which lenders finance the most construction equipment in Norfolk, VA?
Is Norfolk, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.