Updated November 11, 2026
Vehicles equipment loans ending soon in Virginia
Virginia has 384 active UCC filings for vehicles across 331 businesses. 257 new filings were recorded in the last 12 months, up 1328% on the year before. 27 of these loans reach a typical 36, 48 or 60 month term end in the next six months. The market is spread out: GM Financial leads with 17%, followed by MERCEDES-BENZ FINANCIAL SERVICES USA LLC at 14%. Captive finance arms of the manufacturers write 78% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+1328% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 5 |
| 2025-09 | 0 |
| 2025-10 | 4 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 40 |
| 2026-07 | 58 |
| 2026-08 | 32 |
| 2026-09 | 69 |
| 2026-10 | 49 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- GM Financial32 · 16.9%Captive finance
- MERCEDES-BENZ FINANCIAL SERVICES USA LLC27 · 14.3%Captive finance
- American Honda Finance Corporation25 · 13.2%Captive finance
- NISSAN MOTOR ACCEPTANCE COMPANY LLC22 · 11.6%Captive finance
- Ford Credit17 · 9.0%Captive finance
- Toyota Financial Services11 · 5.8%Captive finance
- Independent
- DLL5 · 2.6%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | PVM Fairfax | Vehicles 45 mo old · peak window+35Near the 48-month mark+2 | Harley-Davidson Credit Corp. Captive finance | Jan 2023 |
81 | Cha Virginia Beach | Vehicles 47 mo old · peak window+35Near the 48-month mark+7 | Mercedes-Benz Financial Services USA LLC Captive finance | Dec 2022 |
74 | Asc Wytheville | Vehicles 48 mo old · peak window+35Near the 48-month mark+10 | Ford Credit Captive finance | Oct 2022 |
69 | PEA Chesapeake | Vehicles 36 mo old · peak window+35Near the 36-month mark+10 | NISSAN MOTOR ACCEPTANCE COMPANY LLC Captive finance | Oct 2023 |
69 | CLA Pineville | Vehicles 40 mo old · peak window+35Active, no continuation+10 | Mercedes-Benz Financial Services USA LLC Captive finance | Jun 2023 |
69 | NET Chantilly | Vehicles 55 mo old · late window+20Active, no continuation+10 | MERCEDES-BENZ FINANCIAL SERVICES USA LLC Captive finance | Mar 2022 |
67 | CLA Pineville | Vehicles 34 mo old · early+29Near the 36-month mark+4 | Mercedes-Benz Financial Services USA LLC Captive finance | Dec 2023 |
67 | MAL Charlottesville | Vehicles 34 mo old · early+29Near the 36-month mark+4 | GM Financial Captive finance | Dec 2023 |
Other equipment types
- Construction7,759
- Agriculture6,351
- IT & office965
- Manufacturing678
- Trucks & trailers363
- Medical102
- Restaurant84
Questions
How many vehicles loans are active in Virginia?
How many vehicles loans in Virginia end in the next six months?
Which lenders finance the most vehicles in Virginia?
Is Virginia equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.