Updated November 12, 2026
Virginia equipment financing activity
Virginia has 136,034 active UCC filings for equipment across 83,452 businesses, about 1.6 per business, so repeat borrowers are common. 29,850 new filings were recorded in the last 12 months, up 7% on the year before. 33,186 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Caterpillar Financial leads with 5%, followed by John Deere Financial at 5%. Banks and credit unions hold 53%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+7% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 2566 |
|---|---|
| 2025-01 | 2379 |
| 2025-02 | 2061 |
| 2025-03 | 2420 |
| 2025-04 | 2490 |
| 2025-05 | 2310 |
| 2025-06 | 2195 |
| 2025-07 | 2451 |
| 2025-08 | 2234 |
| 2025-09 | 2310 |
| 2025-10 | 2396 |
| 2025-11 | 2085 |
| 2025-12 | 4530 |
| 2026-01 | 2319 |
| 2026-02 | 2385 |
| 2026-03 | 2711 |
| 2026-04 | 2669 |
| 2026-05 | 2399 |
| 2026-06 | 2376 |
| 2026-07 | 2334 |
| 2026-08 | 2178 |
| 2026-09 | 2271 |
| 2026-10 | 2408 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial4,082 · 5.1%Captive finance
- John Deere Financial3,658 · 4.6%Captive finance
- TowneBank2,132 · 2.7%Bank
- Kubota Credit2,001 · 2.5%Captive finance
- Wells Fargo Vendor Financial Services, LLC1,963 · 2.5%Bank
- DLL1,664 · 2.1%Independent
- ATLANTIC UNION BANK1,533 · 1.9%Bank
- First-Citizens Bank and Trust Company1,464 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated114,576 · 84.2%
- Construction7,759 · 5.7%
- Agriculture6,351 · 4.7%
- Blanket liens4,772 · 3.5%
- IT & office965 · 0.7%
- Manufacturing678 · 0.5%
- Vehicles384 · 0.3%
- Trucks & trailers363 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | QED Virginia Beach | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Nov 2023 |
94 | ATL Chesapeake | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | MUN Aylett | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | LEW Stony Creek | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
94 | C & Ashland | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | SHA Christiansburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | SIM Harrisonburg | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | SIT Suffolk | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
By city
- Richmond7,521
- Virginia Beach5,612
- Alexandria3,825
- Chesapeake3,620
- Manassas2,914
- Norfolk2,860
- Fredericksburg2,837
- Fairfax2,661
- Roanoke2,352
- Woodbridge2,254
- Sterling2,248
- Arlington2,242
- Newport News2,017
- Charlottesville1,807
- Chantilly1,668
By lender
- Caterpillar Financial4,082
- John Deere Financial3,658
- TowneBank2,132
- Kubota Credit2,001
- Wells Fargo Vendor Financial Services, LLC1,963
- DLL1,664
- ATLANTIC UNION BANK1,533
- First-Citizens Bank and Trust Company1,464
- Truist Bank1,189
- M&T Bank1,097
- WEBBANK, its successors and assignees1,050
- PNC Bank, National Association1,012
- JPMorgan Chase Bank, NA947
- Wells Fargo Bank, N.A.927
- The First Bank and Trust Co.866
By equipment type
- Construction7,759
- Agriculture6,351
- IT & office965
- Manufacturing678
- Vehicles384
- Trucks & trailers363
- Medical102
- Restaurant84
Questions
How many equipment loans are active in Virginia?
How many Virginia equipment loans end in the next six months?
Who finances the most equipment in Virginia?
What equipment is financed most in Virginia?
Where does this data come from?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.