Updated November 12, 2026
Construction equipment loans ending soon in Colorado
Colorado has 16,867 active UCC filings for construction equipment across 7,764 businesses, about 2.2 per business, so repeat borrowers are common. 3,548 new filings were recorded in the last 12 months, down 15% on the year before. 4,316 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. Caterpillar Financial dominates with 22% of active filings. Captive finance arms of the manufacturers write 60% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-15% on the year before
New equipment filings by month
Colorado, last 24 months. The current month is still coming in.
| 2024-12 | 430 |
|---|---|
| 2025-01 | 376 |
| 2025-02 | 271 |
| 2025-03 | 344 |
| 2025-04 | 434 |
| 2025-05 | 345 |
| 2025-06 | 340 |
| 2025-07 | 306 |
| 2025-08 | 322 |
| 2025-09 | 290 |
| 2025-10 | 381 |
| 2025-11 | 307 |
| 2025-12 | 411 |
| 2026-01 | 256 |
| 2026-02 | 230 |
| 2026-03 | 307 |
| 2026-04 | 377 |
| 2026-05 | 371 |
| 2026-06 | 333 |
| 2026-07 | 358 |
| 2026-08 | 316 |
| 2026-09 | 326 |
| 2026-10 | 63 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial3,624 · 22.3%Captive finance
- WAGNER EQUIPMENT COMPANY2,876 · 17.7%Captive finance
- Wells Fargo Vendor Financial Services, LLC2,215 · 13.6%Bank
- John Deere Financial1,576 · 9.7%Captive finance
- CNH Industrial Capital538 · 3.3%Captive finance
- Komatsu Financial436 · 2.7%Captive finance
- DLL377 · 2.3%Independent
- PNC BANK, NATIONAL ASSOCIATION356 · 2.2%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HAY Montrose | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | CAL Sanford | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
100 | 1 S Denver | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Corporation Service Company, as Representative Other | Nov 2023 |
100 | CAL Sanford | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
100 | Gen Brighton | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | ELA Grand Junction | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | Bay Pueblo | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | G & Dillon | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
Construction by city
- Colorado Springs1,020
- Denver975
- Greeley471
- Aurora456
- Grand Junction385
- Brighton367
- Montrose335
- Commerce City320
- Englewood312
- Steamboat Springs289
- Golden284
- Fort Collins283
- Longmont283
- Durango246
- Pueblo245
- Parker230
- Castle Rock225
- Loveland220
- Arvada211
- Littleton209
- Erie207
- Fort Lupton192
- Windsor188
- Lakewood164
Other equipment types
- Agriculture7,004
- Manufacturing2,008
- Trucks & trailers1,946
- Vehicles1,898
- IT & office1,705
- Medical832
- Restaurant518
Who finances construction equipment
- Caterpillar Financial3,624
- WAGNER EQUIPMENT COMPANY2,876
- Wells Fargo Vendor Financial Services, LLC2,215
- John Deere Financial1,576
- CNH Industrial Capital538
- Komatsu Financial436
- DLL377
- PNC BANK, NATIONAL ASSOCIATION356
- Kubota Credit310
- Stearns Bank Equipment Finance290
Questions
How many construction equipment loans are active in Colorado?
How many construction equipment loans in Colorado end in the next six months?
Which lenders finance the most construction equipment in Colorado?
Is Colorado equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.