Updated November 11, 2026
Construction equipment loans in Culpeper, VA
Culpeper has 79 active UCC filings for construction equipment across 29 businesses, about 2.7 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, up 44% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. Caterpillar Financial dominates with 75% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+44% on the year before
New equipment filings by month
Culpeper, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 2 |
| 2026-01 | 4 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 4 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial51 · 75.0%Captive finance
- John Deere Financial16 · 23.5%Captive finance
- Komatsu Financial1 · 1.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | Ken Culpeper | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
74 | Ken Culpeper | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
69 | Ken Culpeper | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
69 | GRE Culpeper | Construction 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
69 | Ken Culpeper | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
67 | KEN Culpeper | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
65 | BRA Culpeper | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
65 | BRA Culpeper | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
Top lenders here
Questions
How many construction equipment loans are active in Culpeper, VA?
How many construction equipment loans in Culpeper, VA end in the next six months?
Which lenders finance the most construction equipment in Culpeper, VA?
Is Culpeper, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.