Updated November 11, 2026
Construction equipment loans in Midlothian, VA
Midlothian has 67 active UCC filings for construction equipment across 34 businesses, about 2.0 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, down 21% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. Caterpillar Financial dominates with 60% of active filings. Captive finance arms of the manufacturers write 98% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-21% on the year before
New equipment filings by month
Midlothian, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 5 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial39 · 60.0%Captive finance
- John Deere Financial23 · 35.4%Captive finance
- Komatsu Financial2 · 3.1%Captive finance
- Chesapeake Bank1 · 1.5%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | BK Midlothian | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
88 | TEC Midlothian | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
86 | TEC Midlothian | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
86 | BK Midlothian | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | Exa Midlothian | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
74 | ROG Midlothian | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Oct 2022 |
74 | Lan Midlothian | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
74 | BK Midlothian | Construction 53 mo old · late window+25Active, no continuation+10 | Caterpillar Financial Captive finance | May 2022 |
Construction in nearby cities
- Construction in Williamsburg92
- Construction in Mechanicsville58
- Construction in Powhatan153
- Construction in Rockville82
- Construction in Providence Forge26
- Construction in Quinton25
- Construction in West Point28
Top lenders here
Questions
How many construction equipment loans are active in Midlothian, VA?
How many construction equipment loans in Midlothian, VA end in the next six months?
Which lenders finance the most construction equipment in Midlothian, VA?
Is Midlothian, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.