Updated November 11, 2026
Construction equipment loans in Virginia Beach, VA
Virginia Beach has 221 active UCC filings for construction equipment across 106 businesses, about 2.1 per business, so repeat borrowers are common. 95 new filings were recorded in the last 12 months, up 111% on the year before. 38 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. Caterpillar Financial dominates with 61% of active filings. Captive finance arms of the manufacturers write 97% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+111% on the year before
New equipment filings by month
Virginia Beach, VA, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 4 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 5 |
| 2025-10 | 3 |
| 2025-11 | 5 |
| 2025-12 | 4 |
| 2026-01 | 6 |
| 2026-02 | 6 |
| 2026-03 | 10 |
| 2026-04 | 5 |
| 2026-05 | 10 |
| 2026-06 | 6 |
| 2026-07 | 18 |
| 2026-08 | 8 |
| 2026-09 | 7 |
| 2026-10 | 14 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial113 · 60.8%Captive finance
- John Deere Financial52 · 28.0%Captive finance
- Komatsu Financial14 · 7.5%Captive finance
- Kubota Credit1 · 0.5%Captive finance
- M&T Bank1 · 0.5%Bank
- Bank
- Independent
- Oakmont Capital Holdings LLC1 · 0.5%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | THE Virginia Beach | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
91 | M. Virginia Beach | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
88 | Jac virginia beach | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Dec 2023 |
88 | P & Virginia Beach | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
88 | PAR Virginia Beach | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
88 | PAR Virginia Beach | Construction 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Sep 2023 |
88 | ROB Virginia Beach | Construction 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
88 | M. Virginia Beach | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
Top lenders here
- Caterpillar Financial113
- John Deere Financial52
- Komatsu Financial14
- Kubota Credit1
- M&T Bank1
- Wells Fargo Vendor Financial Services, LLC1
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI1
- Oakmont Capital Holdings LLC1
- Zaxis Financial Services Americas, LLC1
- Atlantic Union Equipment Finance, Inc.1
Questions
How many construction equipment loans are active in Virginia Beach, VA?
How many construction equipment loans in Virginia Beach, VA end in the next six months?
Which lenders finance the most construction equipment in Virginia Beach, VA?
Is Virginia Beach, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.