Updated November 11, 2026
IT & office equipment loans ending soon in Virginia
Virginia has 965 active UCC filings for IT and office equipment across 758 businesses. 324 new filings were recorded in the last 12 months, up 203% on the year before. 267 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. Xerox Financial Services dominates with 38% of active filings. Captive finance arms of the manufacturers write 94% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+203% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 16 |
| 2025-02 | 9 |
| 2025-03 | 6 |
| 2025-04 | 18 |
| 2025-05 | 5 |
| 2025-06 | 6 |
| 2025-07 | 8 |
| 2025-08 | 9 |
| 2025-09 | 3 |
| 2025-10 | 8 |
| 2025-11 | 10 |
| 2025-12 | 12 |
| 2026-01 | 13 |
| 2026-02 | 8 |
| 2026-03 | 6 |
| 2026-04 | 9 |
| 2026-05 | 9 |
| 2026-06 | 48 |
| 2026-07 | 69 |
| 2026-08 | 32 |
| 2026-09 | 45 |
| 2026-10 | 66 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services290 · 37.7%Captive finance
- Canon Financial Services, Inc.155 · 20.2%Captive finance
- Dell Financial Services L.L.C.69 · 9.0%Captive finance
- Captive finance
- KONICA MINOLTA PREMIER FINANCE55 · 7.2%Captive finance
- IBM CREDIT LLC38 · 4.9%Captive finance
- Cisco Systems Capital Corporation34 · 4.4%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | QED Virginia Beach | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Nov 2023 |
89 | CLA Virginia Beach | IT & office 49 mo old · late window+33Near the 48-month mark+7 | Xerox Financial Services Captive finance | Sep 2022 |
88 | QED Virginia Beach | IT & office 35 mo old · early+32Near the 36-month mark+7 | Xerox Financial Services Captive finance | Nov 2023 |
88 | QED Virginia Beach | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | Xerox Financial Services Captive finance | Sep 2023 |
88 | Vir Kenbridge | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | IBM CREDIT LLC Captive finance | Aug 2023 |
88 | Vir Kenbridge | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | IBM CREDIT LLC Captive finance | Aug 2023 |
86 | QED Virginia Beach | IT & office 45 mo old · peak window+35Near the 48-month mark+2 | Xerox Financial Services Captive finance | Jan 2023 |
84 | PAR South hill | IT & office 42 mo old · peak window+35Active, no continuation+10 | Cisco Systems Capital Corporation Captive finance | May 2023 |
IT & office by city
Other equipment types
- Construction7,759
- Agriculture6,351
- Manufacturing678
- Vehicles384
- Trucks & trailers363
- Medical102
- Restaurant84
Who finances IT and office equipment
- Xerox Financial Services290
- Canon Financial Services, Inc.155
- Dell Financial Services L.L.C.69
- Hewlett-Packard Financial Services Company68
- KONICA MINOLTA PREMIER FINANCE55
- IBM CREDIT LLC38
- Cisco Systems Capital Corporation34
- Bank of America, N.A., as Collateral Agent6
- Fifth Third Bank, N.A.5
Questions
How many IT and office equipment loans are active in Virginia?
How many IT and office equipment loans in Virginia end in the next six months?
Which lenders finance the most IT and office equipment in Virginia?
Is Virginia equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.