Monthly report
Virginia Equipment Finance Report, July 2026
Lenders filed 2,334 new UCC financing statements for business equipment in Virginia in July 2026, down 2% from the month before and down 5% on the same month a year earlier. Caterpillar Financial filed the most, 68. Wells Fargo Bank, N.A. grew fastest, from 8 to 11. Construction was the largest identified equipment category with 379 filings.
New equipment filings
Month over month
Year over year
New equipment filings, last 12 months
Virginia, businesses only
| 2025-08 | 2234 |
|---|---|
| 2025-09 | 2310 |
| 2025-10 | 2396 |
| 2025-11 | 2085 |
| 2025-12 | 4530 |
| 2026-01 | 2319 |
| 2026-02 | 2385 |
| 2026-03 | 2711 |
| 2026-04 | 2669 |
| 2026-05 | 2399 |
| 2026-06 | 2376 |
| 2026-07 | 2334 |
Top lenders
New filings in July 2026, change from the month before
- 1Caterpillar FinancialCaptive finance68 -53%
- 2WEBBANK, its successors and assigneesBank42 -7%
- 3John Deere FinancialCaptive finance41 -47%
- 4ATLANTIC UNION BANKBank23 -32%
- 5Wells Fargo Vendor Financial Services, LLCBank18 -44%
- 6First-Citizens Bank and Trust CompanyBank17 -43%
- 7Wells Fargo Bank, N.A.Bank11 +38%
- 8Kubota CreditCaptive finance10 -79%
- 9DLLIndependent10 -66%
- 10M&T BankBank10 -52%
Equipment categories
New filings in July 2026
- Blanket liens982 · 42.1%+26% month over month
- Equipment, type not stated542 · 23.2%-39% month over month
- Construction379 · 16.2%+16% month over month
- Agriculture139 · 6.0%-10% month over month
- Trucks & trailers71 · 3.0%+15% month over month
- IT & office69 · 3.0%+44% month over month
- Vehicles58 · 2.5%+45% month over month
- Manufacturing56 · 2.4%+40% month over month
- Medical20 · 0.9%0% month over month
- Restaurant18 · 0.8%+64% month over month
By lender type
Share of filings with a named lender
- Bank357 · 39.0%
- Other272 · 29.7%
- Independent148 · 16.2%
- Captive finance139 · 15.2%
Busiest cities
New filings in July 2026
- Richmond144 · 6.2%
- Virginia Beach75 · 3.2%
- Alexandria71 · 3.0%
- Chesapeake65 · 2.8%
- Fairfax59 · 2.5%
- Fredericksburg47 · 2.0%
- Norfolk47 · 2.0%
- Charlottesville46 · 2.0%
- Newport News45 · 1.9%
- Arlington36 · 1.5%
Use this chart
Free to republish with a link back. The image updates if the month's numbers are revised.
The businesses behind these filings
Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.