Updated November 11, 2026
Equipment financing activity in Virginia Beach, VA
Virginia Beach has 5,612 active UCC filings for equipment across 3,802 businesses. 1,206 new filings were recorded in the last 12 months, up 9% on the year before. 1,462 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: TowneBank leads with 12%, followed by Caterpillar Financial at 3%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+9% on the year before
New equipment filings by month
Virginia Beach, VA, last 24 months. The current month is still coming in.
| 2024-12 | 109 |
|---|---|
| 2025-01 | 100 |
| 2025-02 | 84 |
| 2025-03 | 106 |
| 2025-04 | 96 |
| 2025-05 | 114 |
| 2025-06 | 80 |
| 2025-07 | 84 |
| 2025-08 | 76 |
| 2025-09 | 91 |
| 2025-10 | 75 |
| 2025-11 | 93 |
| 2025-12 | 168 |
| 2026-01 | 109 |
| 2026-02 | 113 |
| 2026-03 | 125 |
| 2026-04 | 81 |
| 2026-05 | 115 |
| 2026-06 | 96 |
| 2026-07 | 75 |
| 2026-08 | 80 |
| 2026-09 | 80 |
| 2026-10 | 99 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank385 · 11.9%Bank
- Caterpillar Financial113 · 3.5%Captive finance
- ATLANTIC UNION BANK92 · 2.8%Bank
- Kubota Credit83 · 2.6%Captive finance
- DLL82 · 2.5%Independent
- Southern Bank and Trust Company79 · 2.4%Bank
- John Deere Financial76 · 2.3%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated4,930 · 87.8%
- Construction221 · 3.9%
- Blanket liens195 · 3.5%
- Agriculture133 · 2.4%
- IT & office80 · 1.4%
- Manufacturing24 · 0.4%
- Trucks & trailers15 · 0.3%
- Vehicles9 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | QED Virginia Beach | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Nov 2023 |
94 | THE Virginia Beach | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
91 | M. Virginia Beach | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
91 | Eim Virginia Beach | Manufacturing 37 mo old · peak window+35Near the 36-month mark+7 | Toyota Industries Commercial Finance Captive finance | Sep 2023 |
89 | CLA Virginia Beach | IT & office 49 mo old · late window+33Near the 48-month mark+7 | Xerox Financial Services Captive finance | Sep 2022 |
88 | Jac virginia beach | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Dec 2023 |
88 | QED Virginia Beach | IT & office 35 mo old · early+32Near the 36-month mark+7 | Xerox Financial Services Captive finance | Nov 2023 |
88 | P & Virginia Beach | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
Equipment types in Virginia Beach
Nearby cities
- Suffolk1,480
- Virginia Bch429
- Smithfield336
- Windsor127
- Onancock52
- Va Beach45
- Painter40
- Virgina Beach39
- Parksley36
- New Church33
- Melfa31
Questions
How many equipment loans are active in Virginia Beach, VA?
How many equipment loans in Virginia Beach, VA end in the next six months?
Which lenders finance the most equipment in Virginia Beach, VA?
What equipment is financed most in Virginia Beach, VA?
Is Virginia Beach, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.