UCC Scout

Updated November 11, 2026

M&T Bank equipment loans in Virginia

M&T Bank holds 1,097 active equipment financing statements against 730 businesses in Virginia, according to public UCC filings. 126 new filings were recorded in the last 12 months, down 35% on the year before. 255 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 10 equipment lender in the state by active filings, with 1.5% of lender-held filings. It is classed as bank.

1,097

Active equipment filings

255

Likely ending in the next 6 months

36, 48 or 60 month term

730

Businesses with active filings

126

New filings, last 12 months

-35% on the year before

New equipment filings by month

Virginia, last 24 months. The current month is still coming in.

2714Dec 2024: 12Dec 24Jan 2025: 12Feb 2025: 14Mar 2025: 18MarApr 2025: 22May 2025: 16Jun 2025: 16JunJul 2025: 27Aug 2025: 17Sep 2025: 15SepOct 2025: 15Nov 2025: 8Dec 2025: 19DecJan 2026: 19Feb 2026: 7Mar 2026: 14MarApr 2026: 14May 2026: 16Jun 2026: 21JunJul 2026: 10Aug 2026: 0Sep 2026: 0SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Virginia
2024-1212
2025-0112
2025-0214
2025-0318
2025-0422
2025-0516
2025-0616
2025-0727
2025-0817
2025-0915
2025-1015
2025-118
2025-1219
2026-0119
2026-027
2026-0314
2026-0414
2026-0516
2026-0621
2026-0710
2026-080
2026-090
2026-100
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated1,075 · 98.0%
  2. Blanket liens19 · 1.7%
  3. Construction1 · 0.1%
  4. IT & office1 · 0.1%
  5. Manufacturing1 · 0.1%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 1,097 with names
79
JIM
Jonesville
Equipment
48 mo old · peak window+35Near the 48-month mark+10
M&T BANK
78
OVI
Harrisonburg
Equipment
35 mo old · early+32Near the 36-month mark+7
M&T Bank
74
RKJ
Newport News
Equipment
36 mo old · peak window+35Near the 36-month mark+10
M&T Bank
74
OVI
Harrisonburg
Equipment
42 mo old · peak window+35Active, no continuation+10
M&T Bank
71
Pre
Manassas
Equipment
45 mo old · peak window+35Near the 48-month mark+2
M&T Bank
71
KBE
Centreville
Equipment
47 mo old · peak window+35Near the 48-month mark+7
M&T Bank
69
BIN
Norfolk
Equipment
48 mo old · peak window+35Near the 48-month mark+10
M&T BANK
67
4X
Purcellville
Equipment
33 mo old · early+26Near the 36-month mark+2
M&T BANK

Questions

How many equipment loans does M&T Bank have in Virginia?
1,097 active UCC financing statements for equipment against 730 Virginia businesses.
What is M&T Bank's equipment finance market share in Virginia?
1.5% of active equipment filings held by named lenders, rank 10 of 637. Filing agents and government programs are left out of the total.
How many M&T Bank equipment loans end in the next six months?
About 255 in Virginia: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with M&T Bank.
Is M&T Bank growing in Virginia?
126 new equipment filings in the last 12 months, against 194 in the 12 before.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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