Updated November 11, 2026
Equipment financing activity in Roanoke, VA
Roanoke has 2,352 active UCC filings for equipment across 1,446 businesses, about 1.6 per business, so repeat borrowers are common. 488 new filings were recorded in the last 12 months, up 8% on the year before. 603 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Caterpillar Financial leads with 12%, followed by First-Citizens Bank and Trust Company at 9%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+8% on the year before
New equipment filings by month
Roanoke, VA, last 24 months. The current month is still coming in.
| 2024-12 | 34 |
|---|---|
| 2025-01 | 36 |
| 2025-02 | 29 |
| 2025-03 | 26 |
| 2025-04 | 34 |
| 2025-05 | 40 |
| 2025-06 | 40 |
| 2025-07 | 45 |
| 2025-08 | 33 |
| 2025-09 | 51 |
| 2025-10 | 45 |
| 2025-11 | 32 |
| 2025-12 | 54 |
| 2026-01 | 29 |
| 2026-02 | 42 |
| 2026-03 | 57 |
| 2026-04 | 43 |
| 2026-05 | 43 |
| 2026-06 | 42 |
| 2026-07 | 33 |
| 2026-08 | 43 |
| 2026-09 | 43 |
| 2026-10 | 37 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial162 · 11.8%Captive finance
- First-Citizens Bank and Trust Company119 · 8.7%Bank
- PINNACLE BANK83 · 6.0%Bank
- Bank of Botetourt55 · 4.0%Bank
- John Deere Financial45 · 3.3%Captive finance
- M&T Bank31 · 2.3%Bank
- Bank
- Freedom First Federal Credit Union28 · 2.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,939 · 82.4%
- Construction213 · 9.1%
- Blanket liens81 · 3.4%
- Agriculture58 · 2.5%
- IT & office38 · 1.6%
- Manufacturing8 · 0.3%
- Vehicles5 · 0.2%
- Trucks & trailers4 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | Bra Roanoke | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
91 | BRA Roanoke | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Oct 2023 |
89 | Bra Roanoke | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Oct 2022 |
88 | BRA Roanoke | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
86 | Ama Roanoke | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | E. Roanoke | Construction 41 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | May 2023 |
84 | E. Roanoke | Construction 41 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | May 2023 |
84 | LCM Roanoke | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CHTD Company Other | Oct 2022 |
Equipment types in Roanoke
Nearby cities
- Christiansburg509
- Blacksburg430
- Floyd174
- Dublin166
- Fincastle122
- Daleville84
- Boones Mill81
- Bassett79
- Buchanan74
- Collinsville65
- Glade Hill53
- Goodview49
Top lenders in Roanoke
- Caterpillar Financial162
- First-Citizens Bank and Trust Company119
- PINNACLE BANK83
- Bank of Botetourt55
- John Deere Financial45
- M&T Bank31
- American National Bank and Trust Company29
- Freedom First Federal Credit Union28
- Truist Bank27
- WEBBANK, its successors and assignees26
Questions
How many equipment loans are active in Roanoke, VA?
How many equipment loans in Roanoke, VA end in the next six months?
Which lenders finance the most equipment in Roanoke, VA?
What equipment is financed most in Roanoke, VA?
Is Roanoke, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.