Updated November 11, 2026
Equipment financing activity in Chesapeake, VA
Chesapeake has 3,620 active UCC filings for equipment across 2,096 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 823. 859 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: TowneBank leads with 15%, followed by Caterpillar Financial at 5%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-2% on the year before
New equipment filings by month
Chesapeake, VA, last 24 months. The current month is still coming in.
| 2024-12 | 66 |
|---|---|
| 2025-01 | 57 |
| 2025-02 | 67 |
| 2025-03 | 79 |
| 2025-04 | 67 |
| 2025-05 | 67 |
| 2025-06 | 44 |
| 2025-07 | 140 |
| 2025-08 | 65 |
| 2025-09 | 58 |
| 2025-10 | 76 |
| 2025-11 | 52 |
| 2025-12 | 155 |
| 2026-01 | 74 |
| 2026-02 | 60 |
| 2026-03 | 50 |
| 2026-04 | 82 |
| 2026-05 | 44 |
| 2026-06 | 44 |
| 2026-07 | 65 |
| 2026-08 | 109 |
| 2026-09 | 50 |
| 2026-10 | 57 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank305 · 15.2%Bank
- Caterpillar Financial106 · 5.3%Captive finance
- John Deere Financial86 · 4.3%Captive finance
- Kubota Credit83 · 4.1%Captive finance
- ATLANTIC UNION BANK49 · 2.4%Bank
- Truist Bank40 · 2.0%Bank
- Southern Bank and Trust Company39 · 1.9%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated3,051 · 84.3%
- Construction207 · 5.7%
- Blanket liens163 · 4.5%
- Agriculture125 · 3.5%
- IT & office38 · 1.0%
- Manufacturing14 · 0.4%
- Vehicles11 · 0.3%
- Trucks & trailers8 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | ATL Chesapeake | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
89 | ESS Chesapeake | Construction 49 mo old · late window+33Near the 48-month mark+7 | Caterpillar Financial Captive finance | Sep 2022 |
88 | BAY Chesapeake | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
84 | 757 Chesapeake | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First Business Specialty Finance, LLC Independent | Oct 2023 |
84 | A & Chesapeake | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Carter Machinery Company, Incorporated Other | Oct 2023 |
84 | HAW Chesapeake | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | May 2023 |
84 | ATL Chesapeake | Agriculture 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
84 | WHI Chesapeake | Agriculture 43 mo old · peak window+35Active, no continuation+10 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Mar 2023 |
Equipment types in Chesapeake
Questions
How many equipment loans are active in Chesapeake, VA?
How many equipment loans in Chesapeake, VA end in the next six months?
Which lenders finance the most equipment in Chesapeake, VA?
What equipment is financed most in Chesapeake, VA?
Is Chesapeake, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.