Updated November 11, 2026
Equipment financing activity in Sterling, VA
Sterling has 2,248 active UCC filings for equipment across 1,228 businesses, about 1.8 per business, so repeat borrowers are common. 524 new filings were recorded in the last 12 months, up 17% on the year before. 532 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: ATLANTIC UNION BANK leads with 6%, followed by Wells Fargo Vendor Financial Services, LLC at 5%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Sterling, VA, last 24 months. The current month is still coming in.
| 2024-12 | 40 |
|---|---|
| 2025-01 | 31 |
| 2025-02 | 38 |
| 2025-03 | 42 |
| 2025-04 | 50 |
| 2025-05 | 43 |
| 2025-06 | 46 |
| 2025-07 | 27 |
| 2025-08 | 37 |
| 2025-09 | 29 |
| 2025-10 | 34 |
| 2025-11 | 32 |
| 2025-12 | 81 |
| 2026-01 | 37 |
| 2026-02 | 55 |
| 2026-03 | 46 |
| 2026-04 | 51 |
| 2026-05 | 43 |
| 2026-06 | 38 |
| 2026-07 | 31 |
| 2026-08 | 39 |
| 2026-09 | 36 |
| 2026-10 | 45 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- ATLANTIC UNION BANK81 · 6.2%Bank
- Bank
- Caterpillar Financial55 · 4.2%Captive finance
- John Deere Financial51 · 3.9%Captive finance
- Sandy Spring Bank45 · 3.4%Bank
- TD BANK, N.A.32 · 2.4%Bank
- Independent
- PNC Bank, National Association29 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,948 · 86.7%
- Construction145 · 6.5%
- Blanket liens70 · 3.1%
- Manufacturing22 · 1.0%
- Agriculture21 · 0.9%
- IT & office15 · 0.7%
- Vehicles14 · 0.6%
- Trucks & trailers10 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | A & Sterling | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
84 | A & Sterling | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
84 | BEN Sterling | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
84 | TRO Sterling | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | DLL Independent | Oct 2022 |
82 | CAP Sterling | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | A & Sterling | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
81 | My Sterling | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BFG Corporation Other | Sep 2023 |
81 | A & Sterling | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2022 |
Equipment types in Sterling
Nearby cities
- Manassas2,914
- Chantilly1,668
- Herndon1,544
- Leesburg1,412
- Ashburn1,366
- Reston1,288
- Warrenton818
- Gainesville570
- Centreville501
- Purcellville431
- Haymarket410
- Aldie388
Questions
How many equipment loans are active in Sterling, VA?
How many equipment loans in Sterling, VA end in the next six months?
Which lenders finance the most equipment in Sterling, VA?
What equipment is financed most in Sterling, VA?
Is Sterling, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.