Updated November 12, 2026
First-Citizens Bank and Trust Company equipment loans in Virginia
First-Citizens Bank and Trust Company holds 1,464 active equipment financing statements against 1,001 businesses in Virginia, according to public UCC filings. 241 new filings were recorded in the last 12 months, down 32% on the year before. 357 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 8 equipment lender in the state by active filings, with 2.0% of lender-held filings. It is classed as bank.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-32% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 38 |
|---|---|
| 2025-01 | 32 |
| 2025-02 | 32 |
| 2025-03 | 27 |
| 2025-04 | 30 |
| 2025-05 | 35 |
| 2025-06 | 35 |
| 2025-07 | 18 |
| 2025-08 | 22 |
| 2025-09 | 33 |
| 2025-10 | 29 |
| 2025-11 | 35 |
| 2025-12 | 38 |
| 2026-01 | 27 |
| 2026-02 | 27 |
| 2026-03 | 23 |
| 2026-04 | 31 |
| 2026-05 | 25 |
| 2026-06 | 30 |
| 2026-07 | 17 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,433 · 97.9%
- Blanket liens14 · 1.0%
- Construction6 · 0.4%
- Agriculture5 · 0.3%
- IT & office3 · 0.2%
- Medical2 · 0.1%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | NEW Ashland | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First-Citizens Bank and Trust Company Bank | Oct 2023 |
84 | CTW Charlottesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First-Citizens Bank & Trust Company Bank | Oct 2023 |
84 | USA Winchester | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First-Citizens Bank and Trust Company Bank | Oct 2023 |
84 | TY' Richmond | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First-Citizens Bank and Trust Company Bank | Oct 2023 |
84 | CTW Charlottesville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First-Citizens Bank & Trust Company Bank | Oct 2023 |
84 | Lay Salem | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | First-Citizens Bank and Trust Company Bank | Oct 2022 |
81 | Mid Moseley | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | First-Citizens Bank and Trust Company Bank | Sep 2023 |
81 | Lay Salem | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | First-Citizens Bank and Trust Company Bank | Nov 2022 |
Other bank lenders
- TowneBank2,132
- Wells Fargo Vendor Financial Services, LLC1,963
- ATLANTIC UNION BANK1,533
- Truist Bank1,189
- M&T Bank1,097
- WEBBANK, its successors and assignees1,050
- PNC Bank, National Association1,012
- JPMorgan Chase Bank, NA947
- Wells Fargo Bank, N.A.927
- The First Bank and Trust Co.866
- Bank of America, N.A., as Collateral Agent836
- Sheffield Financial, a division of Truist Bank803
What it finances
Questions
How many equipment loans does First-Citizens Bank and Trust Company have in Virginia?
What is First-Citizens Bank and Trust Company's equipment finance market share in Virginia?
How many First-Citizens Bank and Trust Company equipment loans end in the next six months?
Is First-Citizens Bank and Trust Company growing in Virginia?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.