Updated November 11, 2026
Equipment financing activity in Lexington, VA
Lexington has 229 active UCC filings for equipment across 119 businesses, about 1.9 per business, so repeat borrowers are common. 45 new filings were recorded in the last 12 months, up 32% on the year before. 49 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: CORNERSTONE BANK, N.A. leads with 14%, followed by Kubota Credit at 11%. Agriculture is the largest equipment type, at 18%. Banks and credit unions hold 50%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+32% on the year before
New equipment filings by month
Lexington, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 1 |
| 2025-03 | 6 |
| 2025-04 | 5 |
| 2025-05 | 2 |
| 2025-06 | 5 |
| 2025-07 | 4 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 6 |
| 2026-02 | 5 |
| 2026-03 | 4 |
| 2026-04 | 6 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 7 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CORNERSTONE BANK, N.A.23 · 14.5%Bank
- Kubota Credit17 · 10.7%Captive finance
- Caterpillar Financial17 · 10.7%Captive finance
- John Deere Financial14 · 8.8%Captive finance
- Bank of Botetourt11 · 6.9%Bank
- BANK OF THE JAMES5 · 3.1%Bank
- CNH Industrial Capital4 · 2.5%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated157 · 68.6%
- Agriculture42 · 18.3%
- Construction25 · 10.9%
- Blanket liens4 · 1.7%
- Restaurant1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Rol Lexington | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CornerStone Bank, N.A. Bank | Oct 2022 |
74 | RAN Lexington | Equipment 41 mo old · peak window+35Active, no continuation+10 | Bank of Botetourt Bank | May 2023 |
74 | Rol Lexington | Equipment 42 mo old · peak window+35Active, no continuation+10 | CornerStone Bank, N.A. Bank | May 2023 |
74 | RAN Lexington | Equipment 44 mo old · peak window+35Active, no continuation+10 | Bank of Botetourt Bank | Feb 2023 |
71 | Pen Lexington | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Corporation Service Company, As Representative Other | Sep 2023 |
71 | ING Lexington | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Aug 2023 |
71 | WEL Lexington | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
69 | ING Lexington | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | May 2023 |
Equipment types in Lexington
Nearby cities
- Staunton460
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
- Fairfield41
Questions
How many equipment loans are active in Lexington, VA?
How many equipment loans in Lexington, VA end in the next six months?
Which lenders finance the most equipment in Lexington, VA?
What equipment is financed most in Lexington, VA?
Is Lexington, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.