Updated November 11, 2026
Equipment financing activity in Staunton, VA
Staunton has 460 active UCC filings for equipment across 305 businesses, about 1.5 per business, so repeat borrowers are common. 83 new filings were recorded in the last 12 months, down 15% on the year before. 126 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: City National Bank of West Virginia leads with 15%, followed by The First Bank and Trust Co. at 8%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-15% on the year before
New equipment filings by month
Staunton, VA, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 3 |
| 2025-03 | 6 |
| 2025-04 | 19 |
| 2025-05 | 5 |
| 2025-06 | 6 |
| 2025-07 | 7 |
| 2025-08 | 9 |
| 2025-09 | 3 |
| 2025-10 | 12 |
| 2025-11 | 10 |
| 2025-12 | 9 |
| 2026-01 | 5 |
| 2026-02 | 5 |
| 2026-03 | 7 |
| 2026-04 | 6 |
| 2026-05 | 7 |
| 2026-06 | 6 |
| 2026-07 | 6 |
| 2026-08 | 11 |
| 2026-09 | 9 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- City National Bank of West Virginia47 · 14.6%Bank
- The First Bank and Trust Co.26 · 8.1%Bank
- CNH Industrial Capital18 · 5.6%Captive finance
- Caterpillar Financial17 · 5.3%Captive finance
- DLL10 · 3.1%Independent
- Farmers & Merchants Bank10 · 3.1%Bank
- Kubota Credit9 · 2.8%Captive finance
- FIRST BANK9 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated372 · 80.9%
- Agriculture36 · 7.8%
- Construction25 · 5.4%
- Blanket liens18 · 3.9%
- IT & office4 · 0.9%
- Vehicles2 · 0.4%
- Manufacturing1 · 0.2%
- Medical1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | FAU Staunton | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | M&T EQUIPMENT FINANCE CORPORATION Independent | Oct 2023 |
84 | GEO Staunton | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
82 | PLE Staunton | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Jan 2024 |
82 | KAH Staunton | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | KAH Staunton | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | KAH Staunton | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | GEO Staunton | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
79 | Fis Staunton | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | BANK OF AMERICA, N.A. Bank | Oct 2022 |
Equipment types in Staunton
Nearby cities
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
- Fairfield41
Questions
How many equipment loans are active in Staunton, VA?
How many equipment loans in Staunton, VA end in the next six months?
Which lenders finance the most equipment in Staunton, VA?
What equipment is financed most in Staunton, VA?
Is Staunton, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.