Updated November 11, 2026
Equipment financing activity in Stuarts Draft, VA
Stuarts Draft has 137 active UCC filings for equipment across 77 businesses, about 1.8 per business, so repeat borrowers are common. 33 new filings were recorded in the last 12 months, down 6% on the year before. 31 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: City National Bank of West Virginia leads with 10%, followed by Caterpillar Financial at 10%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 53%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-6% on the year before
New equipment filings by month
Stuarts Draft, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 5 |
| 2025-06 | 4 |
| 2025-07 | 4 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 6 |
| 2026-02 | 2 |
| 2026-03 | 6 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 4 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- City National Bank of West Virginia10 · 10.0%Bank
- Caterpillar Financial10 · 10.0%Captive finance
- CNH Industrial Capital8 · 8.0%Captive finance
- SELECT BANK5 · 5.0%Bank
- DLL4 · 4.0%Independent
- Farmers & Merchants Bank4 · 4.0%Bank
- The First Bank and Trust Co.4 · 4.0%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated100 · 73.0%
- Agriculture17 · 12.4%
- Construction13 · 9.5%
- Blanket liens4 · 2.9%
- Manufacturing2 · 1.5%
- IT & office1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | EAV Stuarts Draft | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
84 | SUN Stuarts Draft | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | City National Bank of West Virginia Bank | Oct 2022 |
84 | SUN Stuarts Draft | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | City National Bank of West Virginia Bank | Oct 2022 |
74 | EAV Stuarts Draft | Agriculture 53 mo old · late window+25Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2022 |
72 | SUN Stuarts Draft | Equipment 34 mo old · early+29Near the 36-month mark+4 | Veritas Liberty Trust Other | Dec 2023 |
71 | TOP Stuarts Draft | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
69 | Out Stuarts Draft | Equipment 43 mo old · peak window+35Active, no continuation+10 | HUNTINGTON DISTRIBUTION FINANCE, INC. Independent | Mar 2023 |
69 | FOX Stuarts Draft | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | AGCO Finance Captive finance | Oct 2022 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
- Fairfield41
Top lenders in Stuarts Draft
- City National Bank of West Virginia10
- Caterpillar Financial10
- CNH Industrial Capital8
- SELECT BANK5
- DLL4
- Farmers & Merchants Bank4
- The First Bank and Trust Co.4
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee4
- Kubota Credit2
- Northpoint Commercial Finance LLC2
Questions
How many equipment loans are active in Stuarts Draft, VA?
How many equipment loans in Stuarts Draft, VA end in the next six months?
Which lenders finance the most equipment in Stuarts Draft, VA?
What equipment is financed most in Stuarts Draft, VA?
Is Stuarts Draft, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.