Updated November 11, 2026
Equipment financing activity in Grottoes, VA
Grottoes has 68 active UCC filings for equipment across 47 businesses. 11 new filings were recorded in the last 12 months, down 27% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. The market is spread out: The First Bank and Trust Co. leads with 13%, followed by John Deere Financial at 11%. Agriculture is the largest equipment type, at 24%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Grottoes, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The First Bank and Trust Co.6 · 13.3%Bank
- John Deere Financial5 · 11.1%Captive finance
- Kubota Credit4 · 8.9%Captive finance
- Bank
- Snap-on Credit2 · 4.4%Captive finance
- DLL2 · 4.4%Independent
- Bank
- Farmers & Merchants Bank2 · 4.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated48 · 70.6%
- Agriculture16 · 23.5%
- Construction2 · 2.9%
- Trucks & trailers1 · 1.5%
- Vehicles1 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
72 | TEG Grottoes | Equipment 34 mo old · early+29Near the 36-month mark+4 | Middesk, Inc. as Representative Other | Dec 2023 |
71 | TOO Grottoes | Trucks & trailers 47 mo old · peak window+35Near the 48-month mark+7 | Daimler Truck Financial Captive finance | Nov 2022 |
64 | RIV Grottoes | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
64 | STR Grottoes | Equipment 42 mo old · peak window+35Active, no continuation+10 | Farmers & Merchants bank Bank | Apr 2023 |
62 | SMI Grottoes | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Feb 2024 |
61 | JR' Grottoes | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Corporation Service Company, As Representative Other | Jan 2023 |
61 | TOO Grottoes | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORNWELL QUALITY TOOLS Other | Nov 2022 |
57 | SOU Grottoes | Equipment 33 mo old · early+26Near the 36-month mark+2 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Jan 2024 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
- Fairfield41
Questions
How many equipment loans are active in Grottoes, VA?
How many equipment loans in Grottoes, VA end in the next six months?
Which lenders finance the most equipment in Grottoes, VA?
What equipment is financed most in Grottoes, VA?
Is Grottoes, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.