UCC Scout

Updated November 11, 2026

BANK OF THE JAMES equipment loans in Virginia

BANK OF THE JAMES holds 122 active equipment financing statements against 108 businesses in Virginia, according to public UCC filings. 19 new filings were recorded in the last 12 months, up 19% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 113 equipment lender in the state by active filings, with 0.2% of lender-held filings. It is classed as bank.

122

Active equipment filings

35

Likely ending in the next 6 months

36, 48 or 60 month term

108

Businesses with active filings

19

New filings, last 12 months

+19% on the year before

New equipment filings by month

Virginia, last 24 months. The current month is still coming in.

42Dec 2024: 1Dec 24Jan 2025: 0Feb 2025: 4Mar 2025: 2MarApr 2025: 1May 2025: 1Jun 2025: 0JunJul 2025: 1Aug 2025: 2Sep 2025: 0SepOct 2025: 2Nov 2025: 0Dec 2025: 2DecJan 2026: 3Feb 2026: 3Mar 2026: 3MarApr 2026: 3May 2026: 3Jun 2026: 2JunJul 2026: 0Aug 2026: 0Sep 2026: 0SepOct 2026: 0Nov 2026: 0 so farNov
New equipment filings per month in Virginia
2024-121
2025-010
2025-024
2025-032
2025-041
2025-051
2025-060
2025-071
2025-082
2025-090
2025-102
2025-110
2025-122
2026-013
2026-023
2026-033
2026-043
2026-053
2026-062
2026-070
2026-080
2026-090
2026-100
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated121 · 99.2%
  2. Blanket liens1 · 0.8%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 122 with names
84
A-A
Broadway
Equipment
36 mo old · peak window+35Near the 36-month mark+10
Bank of the James
69
ASM
Bristol
Equipment
50 mo old · late window+31Near the 48-month mark+4
BANK OF THE JAMES
64
LAZ
Charlottesville
Equipment
36 mo old · peak window+35Near the 36-month mark+10
BANK OF THE JAMES
64
LAZ
Charlottesville
Equipment
36 mo old · peak window+35Near the 36-month mark+10
BANK OF THE JAMES
61
Urb
Urbanna
Equipment
47 mo old · peak window+35Near the 48-month mark+7
BANK OF THE JAMES
59
Pam
Pamplin
Equipment
48 mo old · peak window+35Near the 48-month mark+10
BANK OF THE JAMES
59
DAV
Lynchburg
Equipment
48 mo old · peak window+35Near the 48-month mark+10
Bank of the James
59
133
Aldie
Equipment
49 mo old · late window+33Near the 48-month mark+7
Bank of the James

Questions

How many equipment loans does BANK OF THE JAMES have in Virginia?
122 active UCC financing statements for equipment against 108 Virginia businesses.
What is BANK OF THE JAMES's equipment finance market share in Virginia?
0.2% of active equipment filings held by named lenders, rank 113 of 637. Filing agents and government programs are left out of the total.
How many BANK OF THE JAMES equipment loans end in the next six months?
About 35 in Virginia: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with BANK OF THE JAMES.
Is BANK OF THE JAMES growing in Virginia?
19 new equipment filings in the last 12 months, against 16 in the 12 before.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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