Updated November 11, 2026
Equipment financing activity in Mount Sidney, VA
Mount Sidney has 43 active UCC filings for equipment across 20 businesses, about 2.1 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 30% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. Caterpillar Financial dominates with 32% of active filings. Construction is the largest equipment type, at 30%. Captive finance arms of the manufacturers write 41% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-30% on the year before
New equipment filings by month
Mount Sidney, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial12 · 32.4%Captive finance
- The First Bank and Trust Co.4 · 10.8%Bank
- Western Equipment Finance, Inc.4 · 10.8%Independent
- Kubota Credit3 · 8.1%Captive finance
- Bank
- BMO Harris Bank N.A.1 · 2.7%Bank
- Farmers & Merchants Bank1 · 2.7%Bank
- BANK OF AMERICA, N.A.1 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated25 · 58.1%
- Construction13 · 30.2%
- Agriculture4 · 9.3%
- Blanket liens1 · 2.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | RID Mount Sidney | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
73 | RID Mount Sidney | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
73 | FRE Mount Sidney | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
69 | RID Mount Sidney | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
57 | SHE Mount Sidney | Equipment 57 mo old · late window+16Near the 60-month mark+2 | Truist Bank Bank | Jan 2022 |
54 | RID Mount Sidney | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
54 | RID Mount Sidney | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
49 | SHE Mount Sidney | Agriculture 12 mo old · too earlyActive, no continuation+10 | Kubota Credit Captive finance | Oct 2025 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Fairfield41
Top lenders in Mount Sidney
- Caterpillar Financial12
- The First Bank and Trust Co.4
- Western Equipment Finance, Inc.4
- Kubota Credit3
- Wells Fargo Vendor Financial Services, LLC3
- BMO Harris Bank N.A.1
- Farmers & Merchants Bank1
- BANK OF AMERICA, N.A.1
- U.S. Bank Equipment Finance, a division of U.S. Bank National Association1
- DFS FINANCE, A DIVISION OF FIRST NATIONAL BANK OF OMAHA1
Questions
How many equipment loans are active in Mount Sidney, VA?
How many equipment loans in Mount Sidney, VA end in the next six months?
Which lenders finance the most equipment in Mount Sidney, VA?
What equipment is financed most in Mount Sidney, VA?
Is Mount Sidney, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.