Updated November 11, 2026
Equipment financing activity in Millboro, VA
Millboro has 47 active UCC filings for equipment across 25 businesses, about 1.9 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 58% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 36% of the book. The market is spread out: Caterpillar Financial leads with 17%, followed by HIGHLANDS COMMUNITY BANK at 14%. Construction is the largest equipment type, at 26%. Banks and credit unions hold 50%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-58% on the year before
New equipment filings by month
Millboro, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial7 · 16.7%Captive finance
- HIGHLANDS COMMUNITY BANK6 · 14.3%Bank
- John Deere Financial5 · 11.9%Captive finance
- National Rural Utilities Cooperative Finance Corporation4 · 9.5%Independent
- Bank
- Snap-on Credit2 · 4.8%Captive finance
- U.S. BANK EQUIPMENT FINANCE1 · 2.4%Bank
- North Mill Credit Trust1 · 2.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated31 · 66.0%
- Construction12 · 25.5%
- Agriculture4 · 8.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | F. Millboro | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | HIGHLANDS COMMUNITY BANK Bank | Dec 2022 |
79 | F. Millboro | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Carter Machinery Company, Incorporated Other | Sep 2022 |
76 | F. Millboro | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | HIGHLANDS COMMUNITY BANK Bank | Jan 2023 |
74 | F. Millboro | Equipment 44 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | Feb 2023 |
74 | F. Millboro | Equipment 44 mo old · peak window+35Active, no continuation+10 | Carter Machinery Company, Incorporated Other | Feb 2023 |
59 | MIL Millboro | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Snap-on Credit Captive finance | Oct 2023 |
59 | BAC Millboro | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
57 | F. Millboro | Equipment 58 mo old · late window+14Near the 60-month mark+4 | Carter Machinery Company, Incorporated Other | Jan 2022 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Mount Sidney43
- Fairfield41
Questions
How many equipment loans are active in Millboro, VA?
How many equipment loans in Millboro, VA end in the next six months?
Which lenders finance the most equipment in Millboro, VA?
What equipment is financed most in Millboro, VA?
Is Millboro, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.