Updated November 11, 2026
Construction equipment loans in Lexington, VA
Lexington has 25 active UCC filings for construction equipment across 9 businesses, about 2.8 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, up 167% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. Caterpillar Financial dominates with 77% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+167% on the year before
New equipment filings by month
Lexington, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial17 · 77.3%Captive finance
- John Deere Financial4 · 18.2%Captive finance
- Komatsu Financial1 · 4.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
67 | Smi Lexington | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Jan 2024 |
56 | RAN Lexington | Construction 39 mo old · peak window+35Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Aug 2023 |
54 | CHA Lexington | Construction 29 mo old · early+15Active, no continuation+10 | Komatsu Financial Captive finance | May 2024 |
54 | RAN Lexington | Construction 40 mo old · peak window+35Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Jun 2023 |
54 | RAN Lexington | Construction 50 mo old · late window+31Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Aug 2022 |
54 | RAN Lexington | Construction 50 mo old · late window+31Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Aug 2022 |
52 | RAN Lexington | Construction 34 mo old · early+29Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Dec 2023 |
52 | RAN Lexington | Construction 34 mo old · early+29Moved to another lender Mar 2025 | Caterpillar Financial Captive finance | Dec 2023 |
Top lenders here
Questions
How many construction equipment loans are active in Lexington, VA?
How many construction equipment loans in Lexington, VA end in the next six months?
Which lenders finance the most construction equipment in Lexington, VA?
Is Lexington, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.