Updated November 11, 2026
Snap-on Credit equipment loans in Virginia
Snap-on Credit holds 510 active equipment financing statements against 335 businesses in Virginia, according to public UCC filings. 52 new filings were recorded in the last 12 months, down 51% on the year before. 164 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here. That makes it the number 32 equipment lender in the state by active filings, with 0.7% of lender-held filings. It is classed as captive finance.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-51% on the year before
New equipment filings by month
Virginia, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 10 |
| 2025-03 | 10 |
| 2025-04 | 7 |
| 2025-05 | 6 |
| 2025-06 | 4 |
| 2025-07 | 15 |
| 2025-08 | 7 |
| 2025-09 | 11 |
| 2025-10 | 14 |
| 2025-11 | 9 |
| 2025-12 | 8 |
| 2026-01 | 8 |
| 2026-02 | 5 |
| 2026-03 | 7 |
| 2026-04 | 4 |
| 2026-05 | 10 |
| 2026-06 | 4 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated508 · 99.6%
- Vehicles2 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | BRO Pound | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Snap-on Credit Captive finance | Oct 2022 |
81 | JOH Winchester | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Snap-on Credit Captive finance | Nov 2022 |
78 | Zel Chesapeake | Equipment 35 mo old · early+32Near the 36-month mark+7 | Snap-on Credit Captive finance | Nov 2023 |
78 | BUR King George | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Snap-on Credit Captive finance | Aug 2023 |
76 | JUS Warrenton | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Snap-on Credit Captive finance | Jan 2023 |
74 | HOM Covington | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Snap-on Credit Captive finance | Sep 2022 |
74 | JOH Winchester | Equipment 50 mo old · late window+31Near the 48-month mark+4 | Snap-on Credit Captive finance | Sep 2022 |
71 | DAL Forest | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Snap-on Credit Captive finance | Aug 2023 |
Other captive finance lenders
- Caterpillar Financial4,082
- John Deere Financial3,658
- Kubota Credit2,001
- CNH Industrial Capital798
- Toyota Industries Commercial Finance427
- Xerox Financial Services290
- AGCO Finance253
- Komatsu Financial214
- Canon Financial Services, Inc.156
- JCB FINANCE88
- Dell Financial Services L.L.C.69
- Hewlett-Packard Financial Services Company68
What it finances
Questions
How many equipment loans does Snap-on Credit have in Virginia?
What is Snap-on Credit's equipment finance market share in Virginia?
How many Snap-on Credit equipment loans end in the next six months?
Is Snap-on Credit growing in Virginia?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.