Updated November 11, 2026
Equipment financing activity in Valparaiso, FL
Valparaiso has 60 active UCC filings for equipment across 38 businesses, about 1.6 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, up 60% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: COMMUNITY BANK OF MISSISSIPPI leads with 17%, followed by FIRST INTERNET BANK OF INDIANA at 10%. Banks and credit unions hold 78%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+60% on the year before
New equipment filings by month
Valparaiso, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 8 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- COMMUNITY BANK OF MISSISSIPPI7 · 17.1%Bank
- FIRST INTERNET BANK OF INDIANA4 · 9.8%Bank
- RENASANT BANK3 · 7.3%Bank
- AMERICAN BANK, N.A.2 · 4.9%Bank
- ITHINK FINANCIAL CREDIT UNION2 · 4.9%Bank
- Caterpillar Financial2 · 4.9%Captive finance
- Independent
- FNBT BANK1 · 2.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated56 · 93.3%
- Agriculture2 · 3.3%
- Construction2 · 3.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | KOD Valparaiso | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2023 |
76 | KOD Valparaiso | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Feb 2023 |
64 | NAU Valparaiso | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
63 | NAU Valparaiso | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2023 |
61 | NAU Valparaiso | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | UCC REP Other | Jul 2023 |
59 | NAU Valparaiso | Equipment 42 mo old · peak window+35Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Apr 2023 |
56 | CHA Valparaiso | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CADENCE BANK Bank | Nov 2022 |
53 | THE Valparaiso | Equipment 35 mo old · early+32Near the 36-month mark+7 | MIDSOUTH BANK Bank | Nov 2023 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Questions
How many equipment loans are active in Valparaiso, FL?
How many equipment loans in Valparaiso, FL end in the next six months?
Which lenders finance the most equipment in Valparaiso, FL?
What equipment is financed most in Valparaiso, FL?
Is Valparaiso, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.