Updated November 12, 2026
Equipment financing activity in Pace, FL
Pace has 324 active UCC filings for equipment across 195 businesses, about 1.7 per business, so repeat borrowers are common. 58 new filings were recorded in the last 12 months, down 22% on the year before. 71 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Caterpillar Financial leads with 10%, followed by SERVISFIRST BANK at 8%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-22% on the year before
New equipment filings by month
Pace, FL, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 4 |
| 2025-03 | 7 |
| 2025-04 | 9 |
| 2025-05 | 6 |
| 2025-06 | 3 |
| 2025-07 | 9 |
| 2025-08 | 11 |
| 2025-09 | 2 |
| 2025-10 | 6 |
| 2025-11 | 6 |
| 2025-12 | 4 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 9 |
| 2026-04 | 7 |
| 2026-05 | 6 |
| 2026-06 | 3 |
| 2026-07 | 8 |
| 2026-08 | 3 |
| 2026-09 | 9 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 9.5%Captive finance
- SERVISFIRST BANK18 · 8.2%Bank
- UNITED BANK16 · 7.3%Bank
- Kubota Credit9 · 4.1%Captive finance
- Bank
- DLL7 · 3.2%Independent
- John Deere Financial7 · 3.2%Captive finance
- SOUTHSTATE BANK NA6 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated281 · 86.7%
- Construction30 · 9.3%
- Agriculture13 · 4.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | SAN Pace | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
81 | SKS Pace | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
81 | J&N Pace | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FINANCIAL AGENT SERVICES Independent | Nov 2022 |
81 | J&N Pace | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2022 |
79 | TRA Pace | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
79 | TRA Pace | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
79 | TRA Pace | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
79 | TRA Pace | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
Equipment types in Pace
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
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- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Jay209
- Baker163
Questions
How many equipment loans are active in Pace, FL?
How many equipment loans in Pace, FL end in the next six months?
Which lenders finance the most equipment in Pace, FL?
What equipment is financed most in Pace, FL?
Is Pace, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.