Updated November 12, 2026
Florida equipment financing activity
Florida has 552,213 active UCC filings for equipment across 362,275 businesses, about 1.5 per business, so repeat borrowers are common. 124,390 new filings were recorded in the last 12 months, up 10% on the year before. 131,250 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 5%, followed by Kubota Credit at 4%. Banks and credit unions hold 51%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+10% on the year before
New equipment filings by month
Florida, last 24 months. The current month is still coming in.
| 2024-12 | 9482 |
|---|---|
| 2025-01 | 9049 |
| 2025-02 | 8010 |
| 2025-03 | 8940 |
| 2025-04 | 9506 |
| 2025-05 | 9622 |
| 2025-06 | 9530 |
| 2025-07 | 10039 |
| 2025-08 | 9858 |
| 2025-09 | 9818 |
| 2025-10 | 10216 |
| 2025-11 | 14338 |
| 2025-12 | 14682 |
| 2026-01 | 8605 |
| 2026-02 | 8705 |
| 2026-03 | 9457 |
| 2026-04 | 9473 |
| 2026-05 | 9156 |
| 2026-06 | 9729 |
| 2026-07 | 10408 |
| 2026-08 | 16141 |
| 2026-09 | 8865 |
| 2026-10 | 8245 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial13,614 · 4.5%Captive finance
- Kubota Credit11,247 · 3.7%Captive finance
- JPMORGAN CHASE BANK, NA10,077 · 3.4%Bank
- Caterpillar Financial8,008 · 2.7%Captive finance
- DLL6,396 · 2.1%Independent
- TD BANK, NATIONAL ASSOCIATION5,755 · 1.9%Bank
- PNC BANK, NATIONAL ASSOCIATION5,138 · 1.7%Bank
- BANK OF AMERICA, N.A.4,725 · 1.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated507,547 · 91.9%
- Agriculture23,681 · 4.3%
- Construction15,599 · 2.8%
- IT & office2,485 · 0.5%
- Manufacturing2,425 · 0.4%
- Vehicles319 · 0.1%
- Trucks & trailers136 · 0.0%
- Medical21 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | FLA Trilby | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | V&G Green Cv Spgs | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
94 | PIP Riviera Beach. | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | SUN Tampa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | SUN Tampa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | BCL Panama City | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
94 | DEK Holiday | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
94 | SUD Jacksonville | Manufacturing 36 mo old · peak window+35Near the 36-month mark+10 | Toyota Industries Commercial Finance Captive finance | Nov 2023 |
By city
- Miami57,919
- Orlando28,719
- Tampa23,998
- Jacksonville18,255
- Fort Lauderdale9,744
- Hialeah9,219
- Naples8,985
- Boca Raton8,286
- West Palm Beach7,990
- Fort Myers7,450
- Sarasota7,423
- Kissimmee6,211
- Doral5,901
- Hollywood5,728
- Pompano Beach5,325
By lender
- John Deere Financial13,614
- Kubota Credit11,247
- JPMORGAN CHASE BANK, NA10,077
- Caterpillar Financial8,008
- DLL6,396
- TD BANK, NATIONAL ASSOCIATION5,755
- PNC BANK, NATIONAL ASSOCIATION5,138
- BANK OF AMERICA, N.A.4,725
- VALLEY NATIONAL BANK4,199
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES3,646
- SOUTHSTATE BANK, N.A.3,634
- WELLS FARGO BANK, NATIONAL ASSOCIATION3,454
- CITY NATIONAL BANK OF FLORIDA3,246
- TRUIST BANK3,169
- NAVITAS CREDIT LLC3,087
By equipment type
- Agriculture23,681
- Construction15,599
- IT & office2,485
- Manufacturing2,425
- Vehicles319
- Trucks & trailers136
Questions
How many equipment loans are active in Florida?
How many Florida equipment loans end in the next six months?
Who finances the most equipment in Florida?
What equipment is financed most in Florida?
Where does this data come from?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.