Updated November 11, 2026
Equipment financing activity in Gulf Breeze, FL
Gulf Breeze has 680 active UCC filings for equipment across 425 businesses, about 1.6 per business, so repeat borrowers are common. 160 new filings were recorded in the last 12 months, up 23% on the year before. 165 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: SERVISFIRST BANK leads with 7%, followed by HANCOCK WHITNEY BANK at 5%. Banks and credit unions hold 65%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+23% on the year before
New equipment filings by month
Gulf Breeze, FL, last 24 months. The current month is still coming in.
| 2024-12 | 15 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 9 |
| 2025-03 | 10 |
| 2025-04 | 15 |
| 2025-05 | 13 |
| 2025-06 | 7 |
| 2025-07 | 12 |
| 2025-08 | 14 |
| 2025-09 | 4 |
| 2025-10 | 13 |
| 2025-11 | 17 |
| 2025-12 | 16 |
| 2026-01 | 15 |
| 2026-02 | 7 |
| 2026-03 | 14 |
| 2026-04 | 16 |
| 2026-05 | 9 |
| 2026-06 | 9 |
| 2026-07 | 17 |
| 2026-08 | 18 |
| 2026-09 | 14 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- SERVISFIRST BANK28 · 6.6%Bank
- HANCOCK WHITNEY BANK22 · 5.2%Bank
- Caterpillar Financial18 · 4.2%Captive finance
- Kubota Credit17 · 4.0%Captive finance
- Bank
- THE HUNTINGTON NATIONAL BANK12 · 2.8%Bank
- Bank
- CENTENNIAL BANK9 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated632 · 92.9%
- Agriculture23 · 3.4%
- Construction21 · 3.1%
- IT & office3 · 0.4%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | DAL Gulf Breeze | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
84 | GUL Gulf Breeze | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CHTD COMPANY Other | Oct 2022 |
81 | ETH Gulf Breeze | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
81 | ATL Gulf Breeze | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | ROYAL HOLDINGS GROUP, LLC, A FLORIDA LIMITED LIABILITY COMPANY Other | Nov 2022 |
79 | GRE Gulf Breeze | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
78 | GRE Gulf Breeze | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Aug 2023 |
78 | UTI Gulf Breeze | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | VFS US LLC Other | Dec 2022 |
76 | GRE Gulf Breeze | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
- Baker163
Top lenders in Gulf Breeze
- SERVISFIRST BANK28
- HANCOCK WHITNEY BANK22
- Caterpillar Financial18
- Kubota Credit17
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC14
- THE HUNTINGTON NATIONAL BANK12
- PINNACLE BANK, A TENNESSEE BANK, D/B/A SYNOVUS BANK11
- CENTENNIAL BANK9
- RENASANT BANK8
- PENAIR CREDIT UNION8
Questions
How many equipment loans are active in Gulf Breeze, FL?
How many equipment loans in Gulf Breeze, FL end in the next six months?
Which lenders finance the most equipment in Gulf Breeze, FL?
What equipment is financed most in Gulf Breeze, FL?
Is Gulf Breeze, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.