Updated November 11, 2026
Equipment financing activity in Fort Walton Beach, FL
Fort Walton Beach has 980 active UCC filings for equipment across 601 businesses, about 1.6 per business, so repeat borrowers are common. 241 new filings were recorded in the last 12 months, up 19% on the year before. 251 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: SERVISFIRST BANK leads with 6%, followed by HANCOCK WHITNEY BANK at 6%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+19% on the year before
New equipment filings by month
Fort Walton Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 21 |
|---|---|
| 2025-01 | 17 |
| 2025-02 | 17 |
| 2025-03 | 14 |
| 2025-04 | 11 |
| 2025-05 | 7 |
| 2025-06 | 17 |
| 2025-07 | 16 |
| 2025-08 | 24 |
| 2025-09 | 21 |
| 2025-10 | 23 |
| 2025-11 | 25 |
| 2025-12 | 33 |
| 2026-01 | 23 |
| 2026-02 | 19 |
| 2026-03 | 22 |
| 2026-04 | 20 |
| 2026-05 | 18 |
| 2026-06 | 17 |
| 2026-07 | 11 |
| 2026-08 | 21 |
| 2026-09 | 27 |
| 2026-10 | 12 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- SERVISFIRST BANK38 · 6.4%Bank
- HANCOCK WHITNEY BANK35 · 5.9%Bank
- FNBT BANK34 · 5.7%Bank
- Kubota Credit26 · 4.4%Captive finance
- COMMUNITY BANK OF MISSISSIPPI22 · 3.7%Bank
- Independent
- RENASANT BANK19 · 3.2%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated922 · 94.1%
- Agriculture30 · 3.1%
- IT & office16 · 1.6%
- Construction10 · 1.0%
- Vehicles2 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | CON Fort Walton Beach | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Oct 2022 |
81 | NWF Fort Walton Beach | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FNBT BANK Bank | Nov 2022 |
74 | CAP Fort Walton Beach | Equipment 50 mo old · late window+31Near the 48-month mark+4 | BRUNSWICK ACCEPTANCE COMPANY, LLC Independent | Aug 2022 |
73 | BLA Fort Walton Beach | Equipment 35 mo old · early+32Near the 36-month mark+7 | AMPLUS 223 TRUST Other | Nov 2023 |
73 | MED Fort Walton Beach | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | Xerox Financial Services Captive finance | Aug 2023 |
73 | PIP Fort Walton Beach | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
73 | CAL Fort Walton Beach | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Private individual Other | Dec 2022 |
71 | PAC Fort Walton Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
Equipment types in Fort Walton Beach
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
- Baker163
Questions
How many equipment loans are active in Fort Walton Beach, FL?
How many equipment loans in Fort Walton Beach, FL end in the next six months?
Which lenders finance the most equipment in Fort Walton Beach, FL?
What equipment is financed most in Fort Walton Beach, FL?
Is Fort Walton Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.