Updated November 11, 2026
Equipment financing activity in Miramar Beach, FL
Miramar Beach has 513 active UCC filings for equipment across 293 businesses, about 1.8 per business, so repeat borrowers are common. 131 new filings were recorded in the last 12 months, up 26% on the year before. 108 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: RENASANT BANK leads with 7%, followed by THE HUNTINGTON NATIONAL BANK at 6%. Banks and credit unions hold 65%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+26% on the year before
New equipment filings by month
Miramar Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 5 |
| 2025-03 | 7 |
| 2025-04 | 10 |
| 2025-05 | 7 |
| 2025-06 | 6 |
| 2025-07 | 8 |
| 2025-08 | 15 |
| 2025-09 | 7 |
| 2025-10 | 11 |
| 2025-11 | 10 |
| 2025-12 | 13 |
| 2026-01 | 13 |
| 2026-02 | 11 |
| 2026-03 | 7 |
| 2026-04 | 11 |
| 2026-05 | 10 |
| 2026-06 | 18 |
| 2026-07 | 11 |
| 2026-08 | 16 |
| 2026-09 | 8 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- RENASANT BANK19 · 6.5%Bank
- THE HUNTINGTON NATIONAL BANK18 · 6.2%Bank
- John Deere Financial16 · 5.5%Captive finance
- Bank
- COMMUNITY BANK OF MISSISSIPPI9 · 3.1%Bank
- VALLEY NATIONAL BANK9 · 3.1%Bank
- HANCOCK WHITNEY BANK8 · 2.7%Bank
- BANK OF AMERICA, N.A.7 · 2.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated488 · 95.1%
- Agriculture21 · 4.1%
- Construction4 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | PAY Miramar Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | NAVITAS CREDIT LLC Independent | Oct 2023 |
79 | HG Miramar Beach | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
78 | SAN Miramar Beach | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | GREATAMERICA FINANCIAL SERVICES CORPORATION Independent | Aug 2023 |
74 | GRE Miramar Beach | Equipment 40 mo old · peak window+35Active, no continuation+10 | WELLS FARGO BANK, NATIONAL ASSOCIATION Bank | Jun 2023 |
74 | SAN Miramar Beach | Equipment 40 mo old · peak window+35Active, no continuation+10 | MOBILE FIXTURE Other | Jun 2023 |
69 | LDV Miramar Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BLUE BRIDGE FINANCIAL, INC. Independent | Oct 2023 |
69 | LA Miramar Beach | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | LA Miramar Beach | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
- Baker163
Questions
How many equipment loans are active in Miramar Beach, FL?
How many equipment loans in Miramar Beach, FL end in the next six months?
Which lenders finance the most equipment in Miramar Beach, FL?
What equipment is financed most in Miramar Beach, FL?
Is Miramar Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.