Updated November 11, 2026
Equipment financing activity in Niceville, FL
Niceville has 469 active UCC filings for equipment across 286 businesses, about 1.6 per business, so repeat borrowers are common. 97 new filings were recorded in the last 12 months, down 8% on the year before. 108 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Kubota Credit leads with 7%, followed by CCB COMMUNITY BANK at 6%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-8% on the year before
New equipment filings by month
Niceville, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 10 |
| 2025-03 | 9 |
| 2025-04 | 5 |
| 2025-05 | 7 |
| 2025-06 | 5 |
| 2025-07 | 6 |
| 2025-08 | 7 |
| 2025-09 | 16 |
| 2025-10 | 8 |
| 2025-11 | 14 |
| 2025-12 | 12 |
| 2026-01 | 7 |
| 2026-02 | 8 |
| 2026-03 | 9 |
| 2026-04 | 8 |
| 2026-05 | 4 |
| 2026-06 | 11 |
| 2026-07 | 7 |
| 2026-08 | 5 |
| 2026-09 | 10 |
| 2026-10 | 8 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit24 · 7.3%Captive finance
- CCB COMMUNITY BANK19 · 5.7%Bank
- John Deere Financial15 · 4.5%Captive finance
- RENASANT BANK14 · 4.2%Bank
- Bank
- Komatsu Financial10 · 3.0%Captive finance
- DLL9 · 2.7%Independent
- COMMUNITY BANK OF MISSISSIPPI9 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated412 · 87.8%
- Agriculture38 · 8.1%
- Construction18 · 3.8%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | MCD Niceville | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
84 | VIN Niceville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | REPUBLIC BANK FINANCE Bank | Oct 2023 |
84 | PER Niceville | Agriculture 40 mo old · peak window+35Active, no continuation+10 | AGCO Finance Captive finance | Jun 2023 |
81 | CAY Niceville | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Sep 2023 |
79 | CON Niceville | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
79 | LLJ Niceville | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
78 | PER Niceville | Equipment 35 mo old · early+32Near the 36-month mark+7 | AUXILIOR CAPITAL PARTNERS, INC. Independent | Nov 2023 |
74 | PRO Niceville | Equipment 40 mo old · peak window+35Active, no continuation+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Jun 2023 |
Equipment types in Niceville
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Cantonment424
- Pace324
- Jay209
- Baker163
Questions
How many equipment loans are active in Niceville, FL?
How many equipment loans in Niceville, FL end in the next six months?
Which lenders finance the most equipment in Niceville, FL?
What equipment is financed most in Niceville, FL?
Is Niceville, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.