Updated November 11, 2026
Equipment financing activity in Destin, FL
Destin has 997 active UCC filings for equipment across 658 businesses, about 1.5 per business, so repeat borrowers are common. 285 new filings were recorded in the last 12 months, up 12% on the year before. 191 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. The market is spread out: PINNACLE BANK, A TENNESSEE BANK, D/B/A SYNOVUS BANK leads with 8%, followed by HANCOCK WHITNEY BANK at 7%. Banks and credit unions hold 68%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+12% on the year before
New equipment filings by month
Destin, FL, last 24 months. The current month is still coming in.
| 2024-12 | 28 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 14 |
| 2025-03 | 16 |
| 2025-04 | 12 |
| 2025-05 | 34 |
| 2025-06 | 7 |
| 2025-07 | 54 |
| 2025-08 | 14 |
| 2025-09 | 24 |
| 2025-10 | 21 |
| 2025-11 | 34 |
| 2025-12 | 37 |
| 2026-01 | 18 |
| 2026-02 | 20 |
| 2026-03 | 28 |
| 2026-04 | 33 |
| 2026-05 | 19 |
| 2026-06 | 15 |
| 2026-07 | 17 |
| 2026-08 | 42 |
| 2026-09 | 12 |
| 2026-10 | 16 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- HANCOCK WHITNEY BANK43 · 6.7%Bank
- RENASANT BANK41 · 6.4%Bank
- COMMUNITY BANK OF MISSISSIPPI37 · 5.8%Bank
- DLL20 · 3.1%Independent
- JEFFERIES FINANCE LLC, AS ADMINISTRATIVE AND COLLATERAL AGENT19 · 3.0%Independent
- Kubota Credit17 · 2.6%Captive finance
- SERVISFIRST BANK14 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated936 · 93.9%
- Agriculture36 · 3.6%
- Construction23 · 2.3%
- IT & office2 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | ADA Destin | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Jul 2023 |
74 | BOR Destin | Equipment 40 mo old · peak window+35Active, no continuation+10 | STAR CAPITAL GROUP, L.P. Independent | Jun 2023 |
74 | DES Destin | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
74 | BOR Destin | Equipment 50 mo old · late window+31Near the 48-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Aug 2022 |
72 | COL Destin | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Feb 2024 |
70 | BOR Destin | Equipment 51 mo old · late window+29Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jul 2022 |
69 | COL Destin | Agriculture 31 mo old · early+20Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
69 | REG Destin | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | THE HUNTINGTON NATIONAL BANK Bank | Oct 2023 |
Equipment types in Destin
Nearby cities
- Pensacola4,405
- Milton1,079
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
- Baker163
Questions
How many equipment loans are active in Destin, FL?
How many equipment loans in Destin, FL end in the next six months?
Which lenders finance the most equipment in Destin, FL?
What equipment is financed most in Destin, FL?
Is Destin, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.