Updated November 11, 2026
Equipment financing activity in Pensacola, FL
Pensacola has 4,405 active UCC filings for equipment across 2,747 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 925. 1,131 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: SERVISFIRST BANK leads with 13%, followed by Kubota Credit at 5%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+1% on the year before
New equipment filings by month
Pensacola, FL, last 24 months. The current month is still coming in.
| 2024-12 | 88 |
|---|---|
| 2025-01 | 92 |
| 2025-02 | 68 |
| 2025-03 | 79 |
| 2025-04 | 65 |
| 2025-05 | 55 |
| 2025-06 | 88 |
| 2025-07 | 67 |
| 2025-08 | 68 |
| 2025-09 | 97 |
| 2025-10 | 81 |
| 2025-11 | 117 |
| 2025-12 | 93 |
| 2026-01 | 68 |
| 2026-02 | 69 |
| 2026-03 | 72 |
| 2026-04 | 76 |
| 2026-05 | 73 |
| 2026-06 | 70 |
| 2026-07 | 71 |
| 2026-08 | 94 |
| 2026-09 | 69 |
| 2026-10 | 85 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- SERVISFIRST BANK364 · 12.9%Bank
- Kubota Credit143 · 5.0%Captive finance
- HANCOCK WHITNEY BANK118 · 4.2%Bank
- Caterpillar Financial85 · 3.0%Captive finance
- John Deere Financial76 · 2.7%Captive finance
- Komatsu Financial71 · 2.5%Captive finance
- Bank
- RENASANT BANK68 · 2.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated3,975 · 90.2%
- Construction203 · 4.6%
- Agriculture195 · 4.4%
- IT & office26 · 0.6%
- Manufacturing5 · 0.1%
- Vehicles1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | TUG Pensacola | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | BLA Pensacola | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
94 | BLU Pensacola | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
94 | BLU Pensacola | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
94 | BLU Pensacola | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
91 | ING Pensacola | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
91 | ING Pensacola | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
91 | ING Pensacola | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
Equipment types in Pensacola
Nearby cities
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
- Baker163
Questions
How many equipment loans are active in Pensacola, FL?
How many equipment loans in Pensacola, FL end in the next six months?
Which lenders finance the most equipment in Pensacola, FL?
What equipment is financed most in Pensacola, FL?
Is Pensacola, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.