Updated November 11, 2026
Equipment financing activity in Baker, FL
Baker has 163 active UCC filings for equipment across 70 businesses, about 2.3 per business, so repeat borrowers are common. 44 new filings were recorded in the last 12 months, down 6% on the year before. 32 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. John Deere Financial dominates with 24% of active filings. Agriculture is the largest equipment type, at 31%. Captive finance arms of the manufacturers write 45% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-6% on the year before
New equipment filings by month
Baker, FL, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 4 |
| 2025-03 | 5 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 5 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 5 |
| 2025-11 | 4 |
| 2025-12 | 3 |
| 2026-01 | 0 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 4 |
| 2026-06 | 7 |
| 2026-07 | 8 |
| 2026-08 | 6 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial34 · 23.6%Captive finance
- Kubota Credit17 · 11.8%Captive finance
- Bank
- Caterpillar Financial10 · 6.9%Captive finance
- Independent
- Bank
- HANCOCK WHITNEY BANK3 · 2.1%Bank
- DLL3 · 2.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated91 · 55.8%
- Agriculture50 · 30.7%
- Construction22 · 13.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | RYL Baker | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Oct 2023 |
81 | RYL Baker | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Sep 2023 |
81 | RYL Baker | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Sep 2023 |
79 | MAR Baker | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Oct 2023 |
79 | GAV Baker | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
79 | MAR Baker | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE Bank | Oct 2022 |
77 | JAM Baker | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
76 | GRA Baker | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Komatsu Financial Captive finance | Sep 2023 |
Equipment types in Baker
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Top lenders in Baker
- John Deere Financial34
- Kubota Credit17
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC13
- Caterpillar Financial10
- DIVERSIFIED FINANCIAL SERVICES, LLC7
- FARM CREDIT OF NORTHWEST FLORIDA, ACA, AS AGENT/NOMINEE6
- HANCOCK WHITNEY BANK3
- DLL3
- DFS FINANCE, A DIVISION OF FIRST NATIONAL BANK OF OMAHA3
- Komatsu Financial3
Questions
How many equipment loans are active in Baker, FL?
How many equipment loans in Baker, FL end in the next six months?
Which lenders finance the most equipment in Baker, FL?
What equipment is financed most in Baker, FL?
Is Baker, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.