Updated November 12, 2026
Equipment financing activity in Mc David, FL
Mc David has 25 active UCC filings for equipment across 15 businesses, about 1.7 per business, so repeat borrowers are common. 2 new filings were recorded in the last 12 months, down 75% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. Kubota Credit dominates with 46% of active filings. Agriculture is the largest equipment type, at 64%. Captive finance arms of the manufacturers write 67% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-75% on the year before
New equipment filings by month
Mc David, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit11 · 45.8%Captive finance
- John Deere Financial5 · 20.8%Captive finance
- SERVISFIRST BANK2 · 8.3%Bank
- Bank
- READYCAP LENDING, LLC1 · 4.2%Independent
- Bank
- UNITED BANK1 · 4.2%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Agriculture16 · 64.0%
- Equipment, type not stated9 · 36.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | ELI Mc David | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
64 | SEV Mc David | Equipment 42 mo old · peak window+35Active, no continuation+10 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Apr 2023 |
59 | KIL Mc David | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
52 | WAL Mc David | Agriculture 57 mo old · late window+16Near the 60-month mark+2 | John Deere Financial Captive finance | Jan 2022 |
49 | HIG Mc David | Agriculture 12 mo old · too earlyActive, no continuation+10 | Kubota Credit Captive finance | Oct 2025 |
38 | JTM Mc David | Agriculture 27 mo old · early+9Active, no continuation+10 | Kubota Credit Captive finance | Jul 2024 |
34 | WAL Mc David | Agriculture 6 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Apr 2026 |
34 | WAL Mc David | Agriculture 8 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Feb 2026 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Top lenders in Mc David
- Kubota Credit11
- John Deere Financial5
- SERVISFIRST BANK2
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC2
- READYCAP LENDING, LLC1
- U.S. BANK EQUIPMENT FINANCE, A DIVISION OF U.S. BANK NATIONAL ASSOCIATIO1
- UNITED BANK1
- FALCON EQUIPMENT FINANCE, A DIVISION OF FALCON NATIONAL BANK1
Questions
How many equipment loans are active in Mc David, FL?
How many equipment loans in Mc David, FL end in the next six months?
Which lenders finance the most equipment in Mc David, FL?
What equipment is financed most in Mc David, FL?
Is Mc David, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.