Updated November 11, 2026
Equipment financing activity in Laurel Hill, FL
Laurel Hill has 67 active UCC filings for equipment across 40 businesses, about 1.7 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 229% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. John Deere Financial dominates with 22% of active filings. Agriculture is the largest equipment type, at 30%. Captive finance arms of the manufacturers write 44% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+229% on the year before
New equipment filings by month
Laurel Hill, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 2 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial12 · 21.8%Captive finance
- Kubota Credit10 · 18.2%Captive finance
- UNITED BANK5 · 9.1%Bank
- COMMUNITY BANK OF MISSISSIPPI4 · 7.3%Bank
- Bank
- AUXILIOR CAPITAL PARTNERS, INC.2 · 3.6%Independent
- FIRST WESTERN BANK & TRUST2 · 3.6%Bank
- PNC BANK, NATIONAL ASSOCIATION2 · 3.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated42 · 62.7%
- Agriculture20 · 29.9%
- Construction5 · 7.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
72 | JAC Laurel Hill | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
69 | JES Laurel Hill | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
67 | NOR Laurel Hill | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
63 | JD Laurel Hill | Agriculture 35 mo old · early+32Near the 36-month mark+7 | FARM CREDIT OF NORTHWEST FLORIDA, ACA Bank | Nov 2023 |
62 | SUT Laurel Hill | Equipment 34 mo old · early+29Near the 36-month mark+4 | US BUSINESS SERVICES Other | Dec 2023 |
59 | LUK Laurel Hill | Equipment 44 mo old · peak window+35Active, no continuation+10 | NORTHLAND CAPITAL FINANCIAL SERVICES, LLC Independent | Feb 2023 |
54 | JON Laurel Hill | Equipment 49 mo old · late window+33Near the 48-month mark+7 | NORTH MILL CREDIT TRUST Independent | Sep 2022 |
53 | PAX Laurel Hill | Equipment 35 mo old · early+32Near the 36-month mark+7 | SOUTHERN INDEPENDENT BANK Bank | Nov 2023 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Top lenders in Laurel Hill
- John Deere Financial12
- Kubota Credit10
- UNITED BANK5
- COMMUNITY BANK OF MISSISSIPPI4
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC3
- AUXILIOR CAPITAL PARTNERS, INC.2
- FIRST WESTERN BANK & TRUST2
- PNC BANK, NATIONAL ASSOCIATION2
- FIFTH THIRD BANK, NATIONAL ASSOCIATION1
- FARM CREDIT OF NORTHWEST FLORIDA, ACA1
Questions
How many equipment loans are active in Laurel Hill, FL?
How many equipment loans in Laurel Hill, FL end in the next six months?
Which lenders finance the most equipment in Laurel Hill, FL?
What equipment is financed most in Laurel Hill, FL?
Is Laurel Hill, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.