Updated November 11, 2026
Equipment financing activity in Ft Walton Beach, FL
Ft Walton Beach has 35 active UCC filings for equipment across 14 businesses, about 2.5 per business, so repeat borrowers are common. 4 new filings were recorded in the last 12 months, down 50% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. Caterpillar Financial dominates with 22% of active filings. Construction is the largest equipment type, at 17%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-50% on the year before
New equipment filings by month
Ft Walton Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial5 · 21.7%Captive finance
- BMO BANK N.A.3 · 13.0%Bank
- FLOWERS FINANCE, LLC2 · 8.7%Independent
- SERVISFIRST BANK2 · 8.7%Bank
- REGIONS BANK2 · 8.7%Bank
- Kubota Credit1 · 4.3%Captive finance
- BANK OF THE WEST1 · 4.3%Bank
- Komatsu Financial1 · 4.3%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated28 · 80.0%
- Construction6 · 17.1%
- Agriculture1 · 2.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
77 | DAH Ft Walton Beach | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
74 | OLD Ft Walton Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | INTERNET TRUCKSTOP PAYMENTS LLC Other | Oct 2023 |
72 | DAH Ft Walton Beach | Construction 32 mo old · early+23Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2024 |
69 | DAH Ft Walton Beach | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
64 | DAH Ft Walton Beach | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
64 | DAH Ft Walton Beach | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
64 | CHH Ft Walton Beach | Equipment 41 mo old · peak window+35Active, no continuation+10 | THE HUNTINGTON NATIONAL BANK Bank | May 2023 |
61 | DAH Ft Walton Beach | Construction 28 mo old · early+12Active, no continuation+10 | Komatsu Financial Captive finance | Jun 2024 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Questions
How many equipment loans are active in Ft Walton Beach, FL?
How many equipment loans in Ft Walton Beach, FL end in the next six months?
Which lenders finance the most equipment in Ft Walton Beach, FL?
What equipment is financed most in Ft Walton Beach, FL?
Is Ft Walton Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.