Updated November 11, 2026
Equipment financing activity in Fort Walton, FL
Fort Walton has 36 active UCC filings for equipment across 14 businesses, about 2.6 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 29% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 39% of the book. The market is spread out: PINNACLE BANK leads with 11%, followed by SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY at 11%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-29% on the year before
New equipment filings by month
Fort Walton, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- PINNACLE BANK1 · 11.1%Bank
- Bank
- BUSEY BANK1 · 11.1%Bank
- EMMY CAPITAL GROUP LLC1 · 11.1%Independent
- FNBT BANK1 · 11.1%Bank
- Caterpillar Financial1 · 11.1%Captive finance
- Independent
- AUXILIOR CAPITAL PARTNERS, INC.1 · 11.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated35 · 97.2%
- Construction1 · 2.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
68 | DAN Fort Walton | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
66 | FOR Fort Walton | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | H. BETTI INDUSTRIES, INC Other | Sep 2023 |
64 | HOL Fort Walton | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2022 |
63 | HOL Fort Walton | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Aug 2023 |
63 | HOL Fort Walton | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2022 |
62 | KIT Fort Walton | Equipment 34 mo old · early+29Near the 36-month mark+4 | LEAF CAPITAL FUNDING, LLC AND/OR ITS ASSIGNS Independent | Dec 2023 |
61 | HOL Fort Walton | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jan 2023 |
59 | FOR Fort Walton | Equipment 44 mo old · peak window+35Active, no continuation+10 | BETSON ENTERPRISES A DIVISION OF H BETTI INDUSTRIES INC Other | Mar 2023 |
Nearby cities
- Pensacola4,405
- Milton1,079
- Destin997
- Fort Walton Beach980
- Gulf Breeze680
- Crestview590
- Miramar Beach513
- Navarre480
- Niceville469
- Cantonment424
- Pace324
- Jay209
Questions
How many equipment loans are active in Fort Walton, FL?
How many equipment loans in Fort Walton, FL end in the next six months?
Which lenders finance the most equipment in Fort Walton, FL?
What equipment is financed most in Fort Walton, FL?
Is Fort Walton, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.