Updated November 11, 2026
Equipment financing activity in Raphine, VA
Raphine has 28 active UCC filings for equipment across 19 businesses. 8 new filings were recorded in the last 12 months, up 100% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 36% of the book. Kubota Credit dominates with 29% of active filings. Agriculture is the largest equipment type, at 39%. Captive finance arms of the manufacturers write 62% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+100% on the year before
New equipment filings by month
Raphine, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit6 · 28.6%Captive finance
- CNH Industrial Capital4 · 19.0%Captive finance
- John Deere Financial3 · 14.3%Captive finance
- The First Bank and Trust Co.3 · 14.3%Bank
- Commodity Credit Corporation1 · 4.8%Independent
- Financial Pacific Leasing, Inc.1 · 4.8%Independent
- Newlane Finance Company1 · 4.8%Independent
- Farmers & Merchants bank1 · 4.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated12 · 42.9%
- Agriculture11 · 39.3%
- Construction5 · 17.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | OTT Raphine | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
73 | BEA Raphine | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Jan 2023 |
69 | Roc Raphine | Equipment 42 mo old · peak window+35Active, no continuation+10 | City National Bank of West Virginia Bank | Apr 2023 |
69 | Roc Raphine | Equipment 44 mo old · peak window+35Active, no continuation+10 | VFS US LLC Other | Feb 2023 |
66 | SHE Raphine | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
62 | OTT Raphine | Agriculture 30 mo old · early+18Active, no continuation+10 | Kubota Credit Captive finance | Apr 2024 |
59 | RID Raphine | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
56 | Woo Raphine | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Newlane Finance Company Independent | Dec 2022 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
Questions
How many equipment loans are active in Raphine, VA?
How many equipment loans in Raphine, VA end in the next six months?
Which lenders finance the most equipment in Raphine, VA?
What equipment is financed most in Raphine, VA?
Is Raphine, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.