Updated November 11, 2026
Equipment financing activity in Monterey, VA
Monterey has 28 active UCC filings for equipment across 19 businesses. 5 new filings were recorded in the last 12 months, up 150% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. THE BLUE GRASS VALLEY BANK dominates with 43% of active filings. Banks and credit unions hold 74%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+150% on the year before
New equipment filings by month
Monterey, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- THE BLUE GRASS VALLEY BANK10 · 43.5%Bank
- Pendleton Community Bank, Inc4 · 17.4%Bank
- Summit Community Bank2 · 8.7%Bank
- John Deere Financial1 · 4.3%Captive finance
- Independent
- 360 Equipment Finance, LLC1 · 4.3%Independent
- Oakmont Capital Holdings LLC1 · 4.3%Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated25 · 89.3%
- Construction2 · 7.1%
- Agriculture1 · 3.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
64 | MOU Monterey | Construction 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
62 | LOW Monterey | Equipment 32 mo old · early+23Active, no continuation+10 | THE BLUE GRASS VALLEY BANK Bank | Feb 2024 |
59 | Get Monterey | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Pendleton Community Bank, Inc Bank | Oct 2022 |
59 | Emm Monterey | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | PENDLETON COMMUNITY BANK Bank | Oct 2022 |
59 | App Monterey | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | PENDLETON COMMUNITY BANK Bank | Oct 2022 |
59 | get Monterey | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | PENDLETON COMMUNITY BANK Bank | Oct 2022 |
55 | LOW Monterey | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
54 | MOU Monterey | Equipment 36 mo old · peak window+35Moved to another lender May 2024 | THE BLUE GRASS VALLEY BANK Bank | Oct 2023 |
Nearby cities
- Staunton460
- Lexington229
- Covington168
- Stuarts Draft137
- Churchville112
- Weyers Cave80
- Grottoes68
- Verona59
- Buena Vista59
- Greenville49
- Millboro47
- Mount Sidney43
Questions
How many equipment loans are active in Monterey, VA?
How many equipment loans in Monterey, VA end in the next six months?
Which lenders finance the most equipment in Monterey, VA?
What equipment is financed most in Monterey, VA?
Is Monterey, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.