Updated November 11, 2026
Equipment financing activity in Luray, VA
Luray has 194 active UCC filings for equipment across 102 businesses, about 1.9 per business, so repeat borrowers are common. 39 new filings were recorded in the last 12 months, down 17% on the year before. 55 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Commodity Credit Corporation leads with 13%, followed by HORIZON FARM CREDIT, ACA at 8%. Agriculture is the largest equipment type, at 19%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Luray, VA, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 8 |
| 2025-04 | 2 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 5 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 4 |
| 2025-11 | 4 |
| 2025-12 | 1 |
| 2026-01 | 4 |
| 2026-02 | 2 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 6 |
| 2026-06 | 3 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 4 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Commodity Credit Corporation19 · 13.2%Independent
- HORIZON FARM CREDIT, ACA11 · 7.6%Bank
- Pioneer Bank10 · 6.9%Bank
- Stearns Bank Equipment Finance8 · 5.6%Bank
- Blue Ridge Bank NA8 · 5.6%Bank
- Kubota Credit7 · 4.9%Captive finance
- CNH Industrial Capital7 · 4.9%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated143 · 73.7%
- Agriculture36 · 18.6%
- Construction7 · 3.6%
- Blanket liens4 · 2.1%
- IT & office2 · 1.0%
- Restaurant1 · 0.5%
- Vehicles1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | Rid Luray | Equipment 35 mo old · early+32Near the 36-month mark+7 | Navitas Credit Corp. Independent | Nov 2023 |
78 | Rid Luray | Equipment 35 mo old · early+32Near the 36-month mark+7 | LEAF CAPITAL FUNDING, LLC Independent | Nov 2023 |
76 | BEN Luray | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Westlake Flooring Company, LLC Other | Jan 2023 |
73 | ICW Luray | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | HORIZON FARM CREDIT, ACA Bank | Aug 2023 |
73 | HUM Luray | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Dec 2022 |
71 | ATW Luray | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Aug 2023 |
69 | Tri Luray | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Commodity Credit Corporation Independent | Oct 2022 |
67 | HUM Luray | Equipment 34 mo old · early+29Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Dec 2023 |
Equipment types in Luray
Nearby cities
- Harrisonburg1,027
- Rockingham280
- Bridgewater180
- Dayton176
- Elkton151
- Broadway119
- Mount Crawford111
- Edinburg79
- Mount Jackson71
- New Market70
- Timberville70
- Mount Solon69
Questions
How many equipment loans are active in Luray, VA?
How many equipment loans in Luray, VA end in the next six months?
Which lenders finance the most equipment in Luray, VA?
What equipment is financed most in Luray, VA?
Is Luray, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.