Updated November 11, 2026
Agriculture equipment loans in Luray, VA
Luray has 36 active UCC filings for farm equipment across 19 businesses, about 1.9 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, up 29% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. HORIZON FARM CREDIT, ACA dominates with 31% of active filings. Captive finance arms of the manufacturers write 58% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+29% on the year before
New equipment filings by month
Luray, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- HORIZON FARM CREDIT, ACA11 · 30.6%Bank
- Kubota Credit7 · 19.4%Captive finance
- CNH Industrial Capital7 · 19.4%Captive finance
- John Deere Financial4 · 11.1%Captive finance
- AGCO Finance3 · 8.3%Captive finance
- MIDATLANTIC FARM CREDIT, ACA2 · 5.6%Bank
- FARM CREDIT SERVICES OF AMERICA, PCA1 · 2.8%Bank
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
73 | ICW Luray | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | HORIZON FARM CREDIT, ACA Bank | Aug 2023 |
71 | ATW Luray | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Aug 2023 |
54 | I B Luray | Agriculture 43 mo old · peak window+35Moved to another lender Mar 2024 | Kubota Credit Captive finance | Mar 2023 |
52 | ATW Luray | Agriculture 57 mo old · late window+16Near the 60-month mark+2 | Kubota Credit Captive finance | Jan 2022 |
49 | I B Luray | Agriculture 7 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Mar 2026 |
49 | I B Luray | Agriculture 13 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Sep 2025 |
49 | Wat Luray | Agriculture 53 mo old · late window+25Active, no continuation+10 | MIDATLANTIC FARM CREDIT, ACA Bank | May 2022 |
44 | ICW Luray | Agriculture 49 mo old · late window+33Moved to another lender Aug 2023 | CNH Industrial Capital Captive finance | Oct 2022 |
Agriculture in nearby cities
Agriculture across VirginiaQuestions
How many farm equipment loans are active in Luray, VA?
How many farm equipment loans in Luray, VA end in the next six months?
Which lenders finance the most farm equipment in Luray, VA?
Is Luray, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.