Updated November 11, 2026
Equipment financing activity in Dayton, VA
Dayton has 176 active UCC filings for equipment across 107 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 34. 54 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. Farmers & Merchants Bank dominates with 24% of active filings. Agriculture is the largest equipment type, at 13%. Banks and credit unions hold 78%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Dayton, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 7 |
| 2025-04 | 2 |
| 2025-05 | 6 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 2 |
| 2025-09 | 3 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 5 |
| 2026-02 | 6 |
| 2026-03 | 3 |
| 2026-04 | 5 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 2 |
| 2026-08 | 5 |
| 2026-09 | 0 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Farmers & Merchants Bank35 · 23.8%Bank
- Park View Federal Credit Union27 · 18.4%Bank
- Pendleton Community Bank, Inc14 · 9.5%Bank
- Bank
- Caterpillar Financial13 · 8.8%Captive finance
- Bank
- The First Bank and Trust Co.6 · 4.1%Bank
- DLL5 · 3.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated131 · 74.4%
- Agriculture22 · 12.5%
- Construction21 · 11.9%
- Blanket liens2 · 1.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | P. Dayton | Equipment 35 mo old · early+32Near the 36-month mark+7 | Wacker Neuson Finance Independent | Nov 2023 |
76 | Dia Dayton | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Sep 2023 |
76 | CRE Dayton | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | AGCO Finance Captive finance | Sep 2023 |
73 | Dwi Dayton | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Sep 2023 |
73 | Sun Dayton | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Jan 2023 |
72 | P. Dayton | Equipment 34 mo old · early+29Near the 36-month mark+4 | DLL Independent | Jan 2024 |
71 | Sun Dayton | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Feb 2023 |
69 | GEN Dayton | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Pendleton Community Bank, Inc Bank | Oct 2022 |
Nearby cities
- Harrisonburg1,027
- Rockingham280
- Luray194
- Bridgewater180
- Elkton151
- Broadway119
- Mount Crawford111
- Edinburg79
- Mount Jackson71
- New Market70
- Timberville70
- Mount Solon69
Top lenders in Dayton
- Farmers & Merchants Bank35
- Park View Federal Credit Union27
- Pendleton Community Bank, Inc14
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee14
- Caterpillar Financial13
- Wells Fargo Vendor Financial Services, LLC7
- The First Bank and Trust Co.6
- DLL5
- F&M Bank4
- Kubota Credit2
Questions
How many equipment loans are active in Dayton, VA?
How many equipment loans in Dayton, VA end in the next six months?
Which lenders finance the most equipment in Dayton, VA?
What equipment is financed most in Dayton, VA?
Is Dayton, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.