Updated November 11, 2026
Equipment financing activity in Elkton, VA
Elkton has 151 active UCC filings for equipment across 84 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 38. 37 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by Farmers & Merchants Bank at 8%. Construction is the largest equipment type, at 11%. Banks and credit unions hold 42%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+3% on the year before
New equipment filings by month
Elkton, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 3 |
| 2025-03 | 4 |
| 2025-04 | 9 |
| 2025-05 | 4 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 4 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 7 |
| 2026-01 | 2 |
| 2026-02 | 7 |
| 2026-03 | 0 |
| 2026-04 | 5 |
| 2026-05 | 4 |
| 2026-06 | 3 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial13 · 13.3%Captive finance
- Farmers & Merchants Bank8 · 8.2%Bank
- CNH Industrial Capital7 · 7.1%Captive finance
- CARSTENSZ LOAN HOLDINGS, LLC5 · 5.1%Independent
- Bank
- Independent
- Bank
- Wells Fargo Bank, N.A.3 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated117 · 77.5%
- Construction16 · 10.6%
- Agriculture11 · 7.3%
- Blanket liens4 · 2.6%
- Manufacturing2 · 1.3%
- IT & office1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | TUR Elkton | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
70 | Mou Elkton | Equipment 51 mo old · late window+29Near the 48-month mark+2 | FUNDING METRICS, LLC Independent | Jul 2022 |
67 | PIT Elkton | Equipment 33 mo old · early+26Near the 36-month mark+2 | G AND G FUNDING GROUP LLC Independent | Jan 2024 |
67 | PIT Elkton | Equipment 33 mo old · early+26Near the 36-month mark+2 | Blue Sky Advance Inc Other | Jan 2024 |
67 | PIT Elkton | Equipment 33 mo old · early+26Near the 36-month mark+2 | Ironwood Finance, Inc. Independent | Jan 2024 |
66 | Mou Elkton | Equipment 52 mo old · late window+27Active, no continuation+10 | RDM Capital Funding, LLC Independent | Jun 2022 |
66 | Mou Elkton | Equipment 52 mo old · late window+27Active, no continuation+10 | CLOUDFUND LLC Other | Jun 2022 |
64 | BUL Elkton | Equipment 44 mo old · peak window+35Active, no continuation+10 | NU-KO CAPITAL LLC Independent | Feb 2023 |
Nearby cities
- Harrisonburg1,027
- Rockingham280
- Luray194
- Bridgewater180
- Dayton176
- Broadway119
- Mount Crawford111
- Edinburg79
- Mount Jackson71
- New Market70
- Timberville70
- Mount Solon69
Questions
How many equipment loans are active in Elkton, VA?
How many equipment loans in Elkton, VA end in the next six months?
Which lenders finance the most equipment in Elkton, VA?
What equipment is financed most in Elkton, VA?
Is Elkton, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.