Updated November 11, 2026
Equipment financing activity in Timberville, VA
Timberville has 70 active UCC filings for equipment across 43 businesses, about 1.6 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 150% on the year before. 19 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. Farmers & Merchants Bank dominates with 21% of active filings. Agriculture is the largest equipment type, at 20%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+150% on the year before
New equipment filings by month
Timberville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 4 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Farmers & Merchants Bank11 · 21.2%Bank
- John Deere Financial7 · 13.5%Captive finance
- Bank
- Bank
- The First Bank and Trust Co.3 · 5.8%Bank
- MIDATLANTIC FARM CREDIT, ACA3 · 5.8%Bank
- Caterpillar Financial3 · 5.8%Captive finance
- Snap-on Credit2 · 3.8%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated51 · 72.9%
- Agriculture14 · 20.0%
- Construction4 · 5.7%
- Blanket liens1 · 1.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Sho Timberville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | STAR CAPITAL GROUP, L.P. Independent | Oct 2023 |
79 | Sho Timberville | Equipment 49 mo old · late window+33Near the 48-month mark+7 | United States of America Acting Through Farm Service Agency Other | Sep 2022 |
76 | Poo Timberville | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Stearns Bank Equipment Finance Bank | Sep 2023 |
73 | Bow Timberville | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Jan 2023 |
71 | MAT Timberville | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Private individual Other | Jul 2023 |
71 | MAT Timberville | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Private individual Other | Jul 2023 |
69 | Bow Timberville | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
66 | W A Timberville | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Feb 2023 |
Nearby cities
- Harrisonburg1,027
- Rockingham280
- Luray194
- Bridgewater180
- Dayton176
- Elkton151
- Broadway119
- Mount Crawford111
- Edinburg79
- Mount Jackson71
- New Market70
- Mount Solon69
Questions
How many equipment loans are active in Timberville, VA?
How many equipment loans in Timberville, VA end in the next six months?
Which lenders finance the most equipment in Timberville, VA?
What equipment is financed most in Timberville, VA?
Is Timberville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.